| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Southern Michigan Bank & Trust | Bank | 6 | $485.2M | 37.78% |
| 2 | Century Bank and Trust | Bank | 5 | $286.5M | 22.31% |
| 3 | Marshall Community Credit Union | Credit union | 1 | $101.4M* | 7.90% |
| 4 | PNC Bank, National Association | Bank | 1 | $81.5M | 6.34% |
| 5 | Flagstar Bank, National Association | Bank | 1 | $79.1M | 6.16% |
| 6 | Consumers Credit Union | Credit union | 1 | $67.6M* | 5.26% |
| 7 | The Huntington National Bank | Bank | 2 | $59.9M | 4.66% |
| 8 | Honor Credit Union | Credit union | 1 | $58.0M* | 4.51% |
| 9 | Ignite Credit Union | Credit union | 1 | $33.7M* | 2.62% |
| 10 | Sturgis Bank & Trust Company | Bank | 1 | $31.4M | 2.45% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.28B | 10 | 20 | Southern Michigan Bank & Trust | 37.8% | 2,148 |
| 2025 | $1.28B | 10 | 20 | Southern Michigan Bank & Trust | 39.7% | 2,264 |
| 2024 | $1.20B | 10 | 20 | Southern Michigan Bank & Trust | 39.1% | 2,259 |
| 2023 | $1.30B | 10 | 20 | Southern Michigan Bank & Trust | 37.6% | 2,090 |
| 2022 | $1.22B | 10 | 20 | Southern Michigan Bank & Trust | 31.6% | 1,766 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.