| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Alden State Bank | Bank | 4 | $280.7M | 50.99% |
| 2 | The Huntington National Bank | Bank | 2 | $115.1M | 20.92% |
| 3 | 4Front Credit Union | Credit union | 2 | $84.8M* | 15.40% |
| 4 | Fifth Third Bank, National Association | Bank | 1 | $64.7M | 11.75% |
| 5 | Charlevoix State Bank | Bank | 1 | $5.1M | 0.93% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $550.5M | 5 | 10 | Alden State Bank | 51.0% | 3,414 |
| 2024 | $544.6M | 5 | 10 | Alden State Bank | 49.9% | 3,339 |
| 2023 | $528.6M | 5 | 10 | Alden State Bank | 45.9% | 3,057 |
| 2022 | $541.5M | 5 | 10 | Alden State Bank | 50.2% | 3,345 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.