| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank of Waterloo | Bank | 4 | $368.0M | 22.28% |
| 2 | State Bank | Bank | 4 | $216.9M | 13.14% |
| 3 | Citizens Equity First Credit Union | Credit union | 1 | $212.1M* | 12.84% |
| 4 | Regions Bank | Bank | 1 | $159.9M | 9.68% |
| 5 | Scott Credit Union | Credit union | 2 | $136.4M* | 8.26% |
| 6 | First Community Credit Union | Credit union | 1 | $106.9M* | 6.47% |
| 7 | FCB Banks | Bank | 1 | $94.2M | 5.70% |
| 8 | Midland States Bank | Bank | 3 | $91.2M | 5.52% |
| 9 | Dieterich Bank | Bank | 3 | $89.4M | 5.42% |
| 10 | Associated Bank, National Association | Bank | 1 | $77.9M | 4.72% |
| 3 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.65B | 13 | 24 | First National Bank of Waterloo | 22.3% | 1,168 |
| 2025 | $1.62B | 13 | 24 | First National Bank of Waterloo | 23.0% | 1,187 |
| 2024 | $1.57B | 13 | 23 | First National Bank of Waterloo | 23.0% | 1,204 |
| 2023 | $1.58B | 13 | 23 | First National Bank of Waterloo | 24.9% | 1,286 |
| 2022 | $1.65B | 13 | 23 | First National Bank of Waterloo | 24.1% | 1,283 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.