| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, National Association | Bank | 6 | $2.06B | 24.12% |
| 2 | JPMorgan Chase Bank, National Association | Bank | 5 | $1.43B | 16.72% |
| 3 | Bay Federal Credit Union | Credit union | 6 | $1.36B* | 16.01% |
| 4 | West Coast Community Bank | Bank | 5 | $1.26B | 14.77% |
| 5 | Bank of America, National Association | Bank | 5 | $1.20B | 14.13% |
| 6 | U.S. Bank National Association | Bank | 6 | $610.1M | 7.16% |
| 7 | BMO Bank National Association | Bank | 2 | $240.9M | 2.83% |
| 8 | Santa Cruz Community Credit Union | Credit union | 3 | $155.6M* | 1.83% |
| 9 | Liberty Bank, National Association | Bank | 2 | $101.6M | 1.19% |
| 10 | Mechanics Bank | Bank | 1 | $91.6M | 1.08% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $8.52B | 11 | 42 | Wells Fargo Bank, National Association | 24.1% | 1,601 |
| 2024 | $8.73B | 11 | 44 | Wells Fargo Bank, National Association | 27.4% | 1,674 |
| 2023 | $9.06B | 12 | 45 | Wells Fargo Bank, National Association | 23.6% | 1,525 |
| 2022 | $8.74B | 10 | 39 | Wells Fargo Bank, National Association | 27.1% | 1,842 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.