| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | El Dorado Savings Bank, F.S.B. | Bank | 3 | $192.8M | 25.13% |
| 2 | Columbia Bank | Bank | 3 | $164.7M | 21.45% |
| 3 | Bank of Stockton | Bank | 1 | $135.9M | 17.71% |
| 4 | U.S. Bank National Association | Bank | 1 | $89.3M | 11.63% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $86.2M | 11.23% |
| 6 | Central State Credit Union | Credit union | 1 | $52.8M* | 6.88% |
| 7 | Mechanics Bank | Bank | 1 | $45.8M | 5.97% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $767.5M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 25.1% | 1,750 |
| 2025 | $776.4M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 24.7% | 1,756 |
| 2024 | $782.4M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 24.2% | 1,744 |
| 2023 | $784.9M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 27.7% | 1,863 |
| 2022 | $810.8M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 30.2% | 1,972 |
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