| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | El Dorado Savings Bank, F.S.B. | Bank | 3 | $191.9M | 24.71% |
| 2 | Columbia Bank | Bank | 3 | $167.6M | 21.59% |
| 3 | Bank of Stockton | Bank | 1 | $147.4M | 18.98% |
| 4 | U.S. Bank National Association | Bank | 1 | $84.5M | 10.89% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $82.3M | 10.61% |
| 6 | Central State Credit Union | Credit union | 1 | $54.9M* | 7.08% |
| 7 | Mechanics Bank | Bank | 1 | $47.8M | 6.15% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $776.4M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 24.7% | 1,756 |
| 2024 | $782.4M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 24.2% | 1,744 |
| 2023 | $784.2M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 27.7% | 1,864 |
| 2022 | $810.2M | 7 | 11 | El Dorado Savings Bank, F.S.B. | 30.2% | 1,974 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.