| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Redstone Federal Credit Union | Credit union | 2 | $332.5M* | 25.93% |
| 2 | First Southern State Bank | Bank | 4 | $316.6M | 24.69% |
| 3 | First Jackson Bank, Inc. | Bank | 5 | $277.3M | 21.62% |
| 4 | Regions Bank | Bank | 1 | $137.5M | 10.72% |
| 5 | Peoples Independent Bank | Bank | 1 | $67.5M | 5.26% |
| 6 | Family Savings Credit Union | Credit union | 1 | $64.3M* | 5.02% |
| 7 | PNC Bank, National Association | Bank | 1 | $34.8M | 2.71% |
| 8 | Family Security Credit Union | Credit union | 1 | $33.4M* | 2.60% |
| 9 | Citizens Bank & Trust | Bank | 1 | $17.1M | 1.33% |
| 10 | North Alabama Papermakers Federal Credit Union | Credit union | 1 | $1.6M* | 0.12% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.28B | 10 | 18 | Redstone Federal Credit Union | 25.9% | 1,933 |
| 2024 | $1.25B | 10 | 17 | Redstone Federal Credit Union | 25.6% | 1,926 |
| 2023 | $1.30B | 9 | 15 | Redstone Federal Credit Union | 29.0% | 1,964 |
| 2022 | $1.08B | 9 | 14 | First Southern State Bank | 25.0% | 1,785 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.