NASA Federal Credit Union
Total assets
$5.84B
▲ +5.0% YoY
Shares & deposits
$4.71B
▲ +5.4% YoY
Loans
$4.33B
▲ +3.5% YoY
Members
238,190
▼ -2.8% YoY
ROA (annualized)
0.59%
peers 0.71%
ROE (annualized)
5.79%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.0% | +5.1% | -0.1 pts |
| Share growth (YoY) | +5.4% | +4.9% | +0.6 pts |
| Loan growth (YoY) | +3.5% | +5.4% | -1.9 pts |
| ROA | 0.59% | 0.71% | -0.1 pts |
| ROE | 5.8% | 6.3% | -0.5 pts |
ROA ranks in the 40th percentile of its peer group · Q1 2026
Profile
- Established
- 1949
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 500 Prince Georges Blvd, Upper Marlboro, MD, 20774
- NCUA charter #
- 6328
- RSSD ID
- 910181
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.84B | $4.71B | $4.33B | $591.5M | $8.6M | 0.59% | 2.47% | 0.58% | 238,190 |
| Q4 2025 | $5.74B | $4.63B | $4.33B | $583.0M | $50.1M | 0.87% | 2.70% | 0.62% | 239,611 |
| Q3 2025 | $5.67B | $4.56B | $4.28B | $563.6M | $28.6M | 0.67% | 2.54% | 0.64% | 244,076 |
| Q2 2025 | $5.52B | $4.42B | $4.20B | $550.7M | $15.8M | 0.57% | 2.54% | 0.65% | 242,341 |
| Q1 2025 | $5.56B | $4.47B | $4.18B | $541.8M | $6.8M | 0.49% | 2.48% | 0.69% | 245,075 |
| Q4 2024 | $5.52B | $4.44B | $4.16B | $534.9M | $35.4M | 0.64% | 2.47% | 0.72% | 244,163 |
| Q3 2024 | $5.50B | $4.41B | $4.24B | $540.5M | $31.5M | 0.76% | 2.51% | 0.64% | 246,370 |
| Q2 2024 | $5.51B | $4.40B | $4.16B | $524.4M | $15.4M | 0.56% | 2.41% | 0.58% | 244,166 |
Loan mix (Q1 2026): real estate $2.28B · commercial $190.9M · consumer $1.84B · securities $139.5M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.59% | 0.71% | 40th | |
Return on equity Annualized net income ÷ equity or net worth | 5.8% | 6.3% | 44th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.47% | 3.32% | 8th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 60.5% | 73.0% | 11th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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