State Farm Federal Credit Union
Total assets
$5.62B
▲ +18.6% YoY
Shares & deposits
$4.88B
▲ +21.3% YoY
Loans
$1.01B
▼ -2.0% YoY
Members
113,382
▼ -0.6% YoY
ROA (annualized)
0.41%
peers 0.71%
ROE (annualized)
3.12%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +18.6% | +5.1% | +13.5 pts |
| Share growth (YoY) | +21.3% | +4.9% | +16.4 pts |
| Loan growth (YoY) | -2.0% | +5.4% | -7.5 pts |
| ROA | 0.41% | 0.71% | -0.3 pts |
| ROE | 3.1% | 6.3% | -3.2 pts |
ROA ranks in the 23rd percentile of its peer group · Q1 2026
Profile
- Established
- 1936
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- One State Farm Plaza, Sa-1, Bloomington, IL, 61710
- NCUA charter #
- 1273
- RSSD ID
- 231176
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.62B | $4.88B | $1.01B | $736.6M | $5.7M | 0.41% | 0.66% | 0.08% | 113,382 |
| Q4 2025 | $5.30B | $4.55B | $1.03B | $730.9M | $27.0M | 0.51% | 0.70% | 0.24% | 113,161 |
| Q3 2025 | $5.10B | $4.37B | $1.03B | $726.8M | $21.5M | 0.56% | 0.76% | 0.19% | 112,919 |
| Q2 2025 | $4.93B | $4.19B | $1.03B | $720.5M | $15.2M | 0.62% | 0.80% | 0.23% | 114,261 |
| Q1 2025 | $4.73B | $4.03B | $1.03B | $712.3M | $6.9M | 0.58% | 0.82% | 0.06% | 114,032 |
| Q4 2024 | $4.44B | $3.75B | $1.04B | $705.3M | $31.4M | 0.71% | 0.90% | 0.30% | 113,527 |
| Q3 2024 | $4.36B | $3.67B | $1.05B | $699.7M | $24.3M | 0.74% | 0.93% | 0.15% | 112,697 |
| Q2 2024 | $4.30B | $3.65B | $1.05B | $690.4M | $15.0M | 0.70% | 0.88% | 0.08% | 122,130 |
Loan mix (Q1 2026): real estate $42K · commercial $0 · consumer $910.0M · securities $4.51B
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.41% | 0.71% | 23th | |
Return on equity Annualized net income ÷ equity or net worth | 3.1% | 6.3% | 17th | |
Net interest margin Interest income − interest expense, ÷ assets | 0.66% | 3.32% | 0th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 39.5% | 73.0% | 0th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Baxter Credit UnionVernon Hills, IL · $6.50B
- Consumers Credit UnionLake Forest, IL · $4.57B
- Citizens Equity First Credit UnionPeoria, IL · $8.61B
- Apple Federal Credit UnionFairfax, VA · $5.62B
- Langley Federal Credit UnionNewport News, VA · $5.68B
- Travis Credit UnionVacaville, CA · $5.69B
Selling to State Farm Federal Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.