Levo Federal Credit Union
Total assets
$526.6M
▲ +4.5% YoY
Shares & deposits
$466.8M
▲ +3.5% YoY
Loans
$328.4M
▲ +1.5% YoY
Members
37,283
▲ +2.4% YoY
ROA (annualized)
0.66%
peers 0.62%
ROE (annualized)
5.96%
peers 5.92%
Peer comparison 284 credit unions with 500M-1B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.5% | +4.8% | -0.3 pts |
| Share growth (YoY) | +3.5% | +4.3% | -0.8 pts |
| Loan growth (YoY) | +1.5% | +4.3% | -2.8 pts |
| ROA | 0.66% | 0.62% | +0.0 pts |
| ROE | 6.0% | 5.9% | +0.0 pts |
ROA ranks in the 53rd percentile of its peer group · Q1 2026
Profile
- Established
- 1934
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- Po Box 5735, Sioux Falls, SD, 57117
- NCUA charter #
- 60
- RSSD ID
- 64776
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $526.6M | $466.8M | $328.4M | $58.2M | $867K | 0.66% | 3.99% | 1.57% | 37,283 |
| Q4 2025 | $507.9M | $450.4M | $333.5M | $57.6M | $4.2M | 0.82% | 4.10% | 1.63% | 37,210 |
| Q3 2025 | $497.8M | $441.8M | $331.0M | $56.3M | $2.9M | 0.77% | 4.14% | 1.52% | 37,177 |
| Q2 2025 | $496.7M | $442.1M | $329.8M | $55.2M | $1.8M | 0.73% | 4.07% | 1.19% | 36,897 |
| Q1 2025 | $504.0M | $450.9M | $323.5M | $53.8M | $426K | 0.34% | 3.81% | 1.04% | 36,419 |
| Q4 2024 | $470.6M | $419.7M | $296.9M | $53.6M | $3.1M | 0.66% | 3.62% | 1.27% | 35,417 |
| Q3 2024 | $463.0M | $412.2M | $288.9M | $52.7M | $2.2M | 0.64% | 3.56% | 1.22% | 35,037 |
| Q2 2024 | $474.4M | $404.6M | $284.2M | $51.9M | $1.4M | 0.58% | 3.38% | 1.00% | 34,533 |
Loan mix (Q1 2026): real estate $133.4M · commercial $45.5M · consumer $126.2M · securities $71.0M
Ratio pack Q1 2026 · peer medians from 284 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.66% | 0.62% | 53th | |
Return on equity Annualized net income ÷ equity or net worth | 6.0% | 5.9% | 51th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.99% | 3.48% | 85th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.8% | 78.3% | 33th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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