First Priority Credit Union
Total assets
$143.2M
▲ +5.7% YoY
Shares & deposits
$124.1M
▲ +4.4% YoY
Loans
$97.0M
▲ +6.0% YoY
Members
5,861
▲ +16.6% YoY
ROA (annualized)
0.32%
peers 0.69%
ROE (annualized)
2.52%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.7% | +3.9% | +1.8 pts |
| Share growth (YoY) | +4.5% | +3.3% | +1.2 pts |
| Loan growth (YoY) | +6.0% | +2.9% | +3.1 pts |
| ROA | 0.32% | 0.69% | -0.4 pts |
| ROE | 2.5% | 5.9% | -3.4 pts |
ROA ranks in the 24th percentile of its peer group · Q1 2026
Profile
- Established
- 1924
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 25 Dorchester Ave, Boston, MA, 02205
- NCUA charter #
- 66593
- RSSD ID
- 516293
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $143.2M | $124.1M | $97.0M | $18.2M | $115K | 0.32% | 3.39% | 0.10% | 5,861 |
| Q4 2025 | $143.3M | $124.3M | $96.9M | $18.1M | $531K | 0.37% | 3.25% | 0.11% | 6,178 |
| Q3 2025 | $134.1M | $115.1M | $95.1M | $17.9M | $362K | 0.36% | 3.38% | 0.51% | 6,319 |
| Q2 2025 | $127.9M | $110.9M | $92.3M | $17.7M | $198K | 0.31% | 3.50% | 0.28% | 6,274 |
| Q1 2025 | $135.5M | $118.8M | $91.5M | $17.6M | $72K | 0.21% | 3.29% | 0.01% | 5,028 |
| Q4 2024 | $129.1M | $112.4M | $89.4M | $17.5M | $516K | 0.40% | 3.47% | 0.02% | 5,111 |
| Q3 2024 | $128.3M | $111.5M | $88.8M | $17.4M | $338K | 0.35% | 3.52% | 0.06% | 6,999 |
| Q2 2024 | $130.0M | $113.1M | $86.1M | $17.2M | $205K | 0.32% | 3.50% | 0.31% | 7,081 |
Loan mix (Q1 2026): real estate $72.2M · commercial $20.7M · consumer $4.2M · securities $13.9M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.32% | 0.69% | 24th | |
Return on equity Annualized net income ÷ equity or net worth | 2.5% | 5.9% | 21th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.39% | 3.62% | 36th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 91.7% | 78.7% | 88th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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