Bellco Credit Union
Total assets
$8.63B
▲ +0.2% YoY
Shares & deposits
$7.00B
▲ +0.8% YoY
Loans
$6.87B
▼ -3.6% YoY
Members
352,265
▼ -4.4% YoY
ROA (annualized)
0.71%
peers 0.71%
ROE (annualized)
7.07%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | Bellco Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.2% | +5.1% | -4.9 pts |
| Share growth (YoY) | +0.8% | +4.9% | -4.1 pts |
| Loan growth (YoY) | -3.6% | +5.4% | -9.0 pts |
| ROA | 0.71% | 0.71% | -0.0 pts |
| ROE | 7.1% | 6.3% | +0.8 pts |
ROA ranks in the 50th percentile of its peer group · Q1 2026
Profile
- Established
- 1936
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 7600 E Orchard Rd, Ste 400N, Greenwood Villa, CO, 80111
- NCUA charter #
- 68437
- RSSD ID
- 283698
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $8.63B | $7.00B | $6.87B | $860.6M | $15.2M | 0.71% | 2.74% | 0.41% | 352,265 |
| Q4 2025 | $8.43B | $6.82B | $6.87B | $845.4M | $67.6M | 0.80% | 2.81% | 0.46% | 346,854 |
| Q3 2025 | $8.51B | $6.81B | $7.01B | $831.8M | $54.0M | 0.85% | 2.76% | 0.58% | 371,658 |
| Q2 2025 | $8.53B | $6.85B | $7.09B | $810.7M | $32.9M | 0.77% | 2.72% | 0.57% | 371,658 |
| Q1 2025 | $8.61B | $6.95B | $7.13B | $792.2M | $14.4M | 0.67% | 2.59% | 0.57% | 368,634 |
| Q4 2024 | $8.59B | $6.96B | $7.01B | $777.8M | $52.4M | 0.61% | 2.32% | 0.63% | 384,776 |
| Q3 2024 | $8.52B | $6.78B | $6.98B | $768.8M | $43.3M | 0.68% | 2.27% | 0.61% | 383,357 |
| Q2 2024 | $8.22B | $6.90B | $6.85B | $757.5M | $32.1M | 0.78% | 2.30% | 0.57% | 378,732 |
Loan mix (Q1 2026): real estate $2.65B · commercial $2.32B · consumer $1.64B · securities $641.9M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Bellco Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.71% | 0.71% | 50th | |
Return on equity Annualized net income ÷ equity or net worth | 7.1% | 6.3% | 56th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.74% | 3.32% | 16th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.5% | 73.0% | 8th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bellco Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bellco Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bellco Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bellco Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
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