Western Alliance Bank
Total assets
$98.57B
▲ +13.8% YoY
Deposits
$82.32B
▲ +15.3% YoY
Loans
$65.09B
▲ +10.4% YoY
Offices
38
WESTERN ALLIANCE BCORP
ROA (annualized)
1.16%
peers 1.23%
ROE (annualized)
14.37%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Western Alliance Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +13.8% | +5.9% | +7.9 pts |
| Deposit growth (YoY) | +15.3% | +5.7% | +9.6 pts |
| Loan growth (YoY) | +10.4% | +6.9% | +3.5 pts |
| ROA | 1.16% | 1.23% | -0.1 pts |
| ROE | 14.4% | 11.2% | +3.1 pts |
ROA ranks in the 41st percentile of its peer group · Q2 2026
Profile
- Established
- 2003
- Charter
- State
- Primary regulator
- FED
- Holding company
- WESTERN ALLIANCE BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 1 E Washington St, Phoenix, AZ, 85004
- County
- Maricopa
- Metro area
- Phoenix-Mesa-Chandler, AZ
- Offices
- 38
- FDIC cert #
- 57512
- RSSD ID
- 3138146
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $98.57B | $82.32B | $65.09B | $7.93B | $561.9M | 1.16% | 3.52% | 2.01% |
| Q1 2026 | $98.77B | $83.22B | $62.80B | $7.72B | $174.9M | 0.73% | 3.49% | 1.93% |
| Q4 2025 | $92.74B | $77.64B | $61.83B | $7.82B | $957.3M | 1.10% | 3.59% | 1.77% |
| Q3 2025 | $90.82B | $77.52B | $60.08B | $7.66B | $679.7M | 1.06% | 3.56% | 1.53% |
| Q2 2025 | $86.62B | $71.38B | $58.94B | $7.40B | $433.5M | 1.04% | 3.51% | 1.56% |
| Q1 2025 | $82.94B | $69.72B | $57.99B | $7.10B | $195.1M | 0.95% | 3.45% | 1.38% |
| Q4 2024 | $80.86B | $66.76B | $55.91B | $6.90B | $776.1M | 1.00% | 3.64% | 1.37% |
| Q3 2024 | $79.94B | $68.36B | $55.65B | $6.88B | $551.9M | 0.95% | 3.65% | 1.20% |
Loan mix (Q2 2026): real estate $35.42B · commercial $12.05B · consumer $5.7M · securities $20.58B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Western Alliance Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.16% | 1.23% | 41th | |
Return on equity Annualized net income ÷ equity or net worth | 14.4% | 11.3% | 73th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.52% | 3.55% | 48th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 55.7% | 54.9% | 57th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Western Alliance Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Western Alliance Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Western Alliance Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Western Alliance Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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