City National Bank
Total assets
$99.10B
▲ +5.2% YoY
Deposits
$81.51B
▲ +4.8% YoY
Loans
$68.46B
▲ +6.5% YoY
Offices
71
ROYAL BANK OF CANADA
ROA (annualized)
0.97%
peers 1.23%
ROE (annualized)
8.15%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | City National Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.2% | +5.9% | -0.7 pts |
| Deposit growth (YoY) | +4.8% | +5.7% | -0.9 pts |
| Loan growth (YoY) | +6.5% | +6.9% | -0.5 pts |
| ROA | 0.97% | 1.23% | -0.3 pts |
| ROE | 8.2% | 11.2% | -3.1 pts |
ROA ranks in the 20th percentile of its peer group · Q2 2026
Profile
- Established
- 1953
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- ROYAL BANK OF CANADA
- Specialization
- Commercial Lending Specialization
- Address
- 555 S Flower St, Los Angeles, CA, 90071
- County
- Los Angeles
- Metro area
- Los Angeles-Long Beach-Anaheim, CA
- Offices
- 71
- FDIC cert #
- 17281
- RSSD ID
- 63069
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $99.10B | $81.51B | $68.46B | $11.28B | $480.2M | 0.97% | 3.24% | 0.64% |
| Q1 2026 | $99.95B | $81.07B | $68.80B | $11.69B | $183.6M | 0.74% | 3.19% | 0.53% |
| Q4 2025 | $98.43B | $78.54B | $68.20B | $12.39B | $902.6M | 0.95% | 3.27% | 0.43% |
| Q3 2025 | $96.47B | $80.22B | $65.71B | $12.04B | $637.1M | 0.90% | 3.24% | 0.32% |
| Q2 2025 | $94.21B | $77.76B | $64.30B | $11.79B | $371.9M | 0.80% | 3.21% | 0.35% |
| Q1 2025 | $93.15B | $76.49B | $63.11B | $11.54B | $159.6M | 0.69% | 3.21% | 0.33% |
| Q4 2024 | $92.19B | $76.62B | $62.27B | $11.37B | $780.6M | 0.84% | 3.33% | 0.31% |
| Q3 2024 | $92.11B | $76.70B | $61.96B | $11.04B | $534.6M | 0.77% | 3.31% | 0.31% |
Loan mix (Q2 2026): real estate $42.51B · commercial $10.95B · consumer $240.2M · securities $20.25B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | City National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.97% | 1.23% | 20th | |
Return on equity Annualized net income ÷ equity or net worth | 8.2% | 11.3% | 18th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.24% | 3.55% | 36th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.8% | 54.9% | 85th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | City National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | City National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | City National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | City National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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