Now part of Ballston Spa National Bank (Ballston Spa, NY). Figures below are from its last filing. All recent changes →
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| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|
Nothing unusual in — — steady quarter.
Peer lists, growth filters, CSV export, CRM push.
| Date | Role | Counterparty | Kind | Status | Regulator |
|---|---|---|---|---|---|
| Apr 1, 2026 | Target | Ballston Spa National Bank | Merger | Completed | OCC |
| Feb 10, 2026 | Target | Ballston Spa Bancorp, Inc. (Ballston Spa) | Merger | Completed | Federal Reserve |
8 branches in 3 counties across 1 state (+0 vs 2024) · $448.4M branch deposits. Biggest market: Greene, NY, ranked 3rd with 8.9% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Greene, NY | 5 | $326.7M | 8.95% | 3rd |
| Albany, NY | 2 | $84.4M | 0.39% | 20th |
| Schoharie, NY | 1 | $37.3M | 4.53% | 7th |
New York: 145th with 0.02% · Albany-Schenectady-Troy metro: 25th, 0.30% ·
Branch count: 2022 8 · 2023 8 · 2024 8 · 2025 8
Ranked #3,645 of 4,653 mortgage lenders in 2025.
Approval rates, pricing, purchase vs. refinance, HELOCs, government lending, how much it sells vs. keeps, top states and the year-by-year trend are part of CharterBench Pro.
Home Mortgage Disclosure Act data (CFPB). Includes mortgage subsidiaries that the Philadelphia Fed’s HMDA Lender File ties to this institution. Small lenders below the HMDA reporting thresholds do not file. All mortgage lenders →