| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | NBT Bank, National Association | Bank | 4 | $319.9M | 40.76% |
| 2 | Bank of Richmondville | Bank | 3 | $163.7M | 20.86% |
| 3 | Broadview Federal Credit Union | Credit union | 1 | $128.5M* | 16.37% |
| 4 | KeyBank National Association | Bank | 1 | $55.7M | 7.09% |
| 5 | First New York Federal Credit Union | Credit union | 1 | $52.5M* | 6.69% |
| 6 | TrustCo Bank | Bank | 1 | $37.7M | 4.80% |
| 7 | Community Bank, National Association | Bank | 1 | $26.8M | 3.42% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $784.8M | 7 | 12 | NBT Bank, National Association | 40.8% | 2,494 |
| 2024 | $733.3M | 7 | 12 | NBT Bank, National Association | 39.4% | 2,416 |
| 2023 | $749.2M | 7 | 12 | NBT Bank, National Association | 39.1% | 2,422 |
| 2022 | $824.8M | 7 | 12 | NBT Bank, National Association | 37.3% | 2,407 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.