| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | NBT Bank, National Association | Bank | 4 | $351.1M | 39.98% |
| 2 | Bank of Richmondville | Bank | 3 | $166.4M | 18.96% |
| 3 | Broadview Federal Credit Union | Credit union | 1 | $137.1M* | 15.62% |
| 4 | KeyBank National Association | Bank | 1 | $59.1M | 6.73% |
| 5 | First New York Federal Credit Union | Credit union | 1 | $57.9M* | 6.59% |
| 6 | Ballston Spa National Bank | Bank | 1 | $40.0M | 4.56% |
| 7 | TrustCo Bank | Bank | 1 | $39.7M | 4.52% |
| 8 | Community Bank, National Association | Bank | 1 | $26.6M | 3.03% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $878.0M | 8 | 13 | NBT Bank, National Association | 40.0% | 2,341 |
| 2025 | $822.1M | 8 | 13 | NBT Bank, National Association | 38.9% | 2,294 |
| 2024 | $766.0M | 8 | 13 | NBT Bank, National Association | 37.7% | 2,232 |
| 2023 | $787.3M | 8 | 13 | NBT Bank, National Association | 37.2% | 2,224 |
| 2022 | $863.3M | 8 | 13 | NBT Bank, National Association | 35.6% | 2,228 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.