No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $332.9M | $299.9M | $171.3M | $29.7M | $2.7M | 1.63% | 3.05% | 0.03% |
| Q1 2026 | $334.8M | $304.6M | $162.6M | $26.8M | $1.2M | 1.47% | 2.92% | 0.26% |
| Q4 2025 | $331.9M | $299.5M | $157.6M | $29.3M | $4.0M | 1.22% | 2.82% | 0.17% |
| Q3 2025 | $316.1M | $283.7M | $152.8M | $27.5M | $3.3M | 1.34% | 2.82% | 0.28% |
| Q2 2025 | $318.5M | $288.8M | $159.9M | $22.9M | $2.1M | 1.30% | 2.78% | 0.02% |
| Q1 2025 | $327.3M | $303.1M | $155.2M | $20.1M | $904K | 1.10% | 2.65% | 0.01% |
| Q4 2024 | $331.3M | $306.6M | $156.1M | $20.3M | $2.7M | 0.84% | 2.47% | 0.01% |
| Q3 2024 | $315.8M | $281.8M | $146.9M | $23.8M | $2.3M | 0.95% | 2.47% | 0.01% |
Loan mix (Q2 2026): real estate $61.7M · commercial $12.0M · consumer $5.4M · securities $141.6M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Stock Growers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.63% | 1.24% | 73th | |
Return on equity Annualized net income ÷ equity or net worth | 18.9% | 11.9% | 85th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.05% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 44.4% | 62.9% | 8th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Stock Growers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Stock Growers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Stock Growers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Stock Growers Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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