Scottsdale Community Bank
Total assets
$125.2M
▲ +37.4% YoY
Deposits
$99.7M
▲ +45.7% YoY
Loans
$101.2M
▲ +51.4% YoY
Offices
1
ROA (annualized)
0.28%
peers 1.24%
ROE (annualized)
2.53%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +37.4% | +4.4% | +33.0 pts |
| Deposit growth (YoY) | +45.7% | +4.0% | +41.7 pts |
| Loan growth (YoY) | +51.4% | +5.6% | +45.9 pts |
| ROA | 0.28% | 1.24% | -1.0 pts |
| ROE | 2.5% | 11.9% | -9.3 pts |
ROA ranks in the 7th percentile of its peer group · Q2 2026
Profile
- Established
- 2022
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 8767 E Via De Ventura, Scottsdale, AZ, 85258
- County
- Maricopa
- Metro area
- Phoenix-Mesa-Chandler, AZ
- Offices
- 1
- FDIC cert #
- 59203
- RSSD ID
- 5691319
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $125.2M | $99.7M | $101.2M | $13.2M | $166K | 0.28% | 3.23% | 2.18% |
| Q1 2026 | $117.2M | $94.6M | $94.4M | $13.1M | $58K | 0.21% | 3.29% | 0.00% |
| Q4 2025 | $107.2M | $86.6M | $85.1M | $13.1M | $-357K | -0.39% | 3.21% | 0.00% |
| Q3 2025 | $97.2M | $76.5M | $74.1M | $13.0M | $-366K | -0.56% | 3.22% | 0.00% |
| Q2 2025 | $91.2M | $68.5M | $66.8M | $12.9M | $-252K | -0.61% | 3.20% | 0.00% |
| Q1 2025 | $82.4M | $65.9M | $59.5M | $13.1M | $-142K | -0.72% | 3.11% | 0.00% |
| Q4 2024 | $75.5M | $55.4M | $54.1M | $13.1M | $-947K | -1.50% | 3.29% | 0.00% |
| Q3 2024 | $70.0M | $53.0M | $46.9M | $13.4M | $-798K | -1.76% | 3.34% | 0.00% |
Loan mix (Q2 2026): real estate $90.3M · commercial $10.9M · consumer $492K · securities $14.2M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.28% | 1.24% | 7th | |
Return on equity Annualized net income ÷ equity or net worth | 2.5% | 11.9% | 8th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.23% | 3.96% | 17th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 91.2% | 62.9% | 95th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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