Riverstone Bank
Total assets
$593.4M
▲ +9.4% YoY
Deposits
$506.0M
▲ +6.5% YoY
Loans
$507.9M
▲ +15.1% YoY
Offices
9
TRI VALLEY BANCSHARES INC
ROA (annualized)
1.95%
peers 1.28%
ROE (annualized)
20.29%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Riverstone Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.4% | +4.9% | +4.5 pts |
| Deposit growth (YoY) | +6.5% | +4.3% | +2.2 pts |
| Loan growth (YoY) | +15.1% | +5.3% | +9.8 pts |
| ROA | 1.95% | 1.28% | +0.7 pts |
| ROE | 20.3% | 12.4% | +7.9 pts |
ROA ranks in the 86th percentile of its peer group · Q2 2026
Profile
- Established
- 1884
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- TRI VALLEY BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 600 S 4th St, Eagle, NE, 68347
- County
- Cass
- Metro area
- Omaha-Council Bluffs, NE-IA
- Offices
- 9
- FDIC cert #
- 10641
- RSSD ID
- 388557
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $593.4M | $506.0M | $507.9M | $56.4M | $5.6M | 1.95% | 4.35% | 0.04% |
| Q1 2026 | $586.7M | $486.4M | $504.2M | $55.5M | $2.8M | 1.95% | 4.35% | 0.08% |
| Q4 2025 | $553.0M | $467.0M | $479.9M | $54.6M | $9.6M | 1.81% | 4.33% | 0.01% |
| Q3 2025 | $537.6M | $476.9M | $456.7M | $53.7M | $7.1M | 1.79% | 4.27% | 0.01% |
| Q2 2025 | $542.4M | $475.0M | $441.1M | $52.7M | $4.5M | 1.73% | 4.24% | 0.01% |
| Q1 2025 | $521.2M | $454.5M | $438.7M | $51.9M | $2.2M | 1.69% | 4.21% | 0.10% |
| Q4 2024 | $505.4M | $452.4M | $432.4M | $51.2M | $7.0M | 1.36% | 3.75% | 0.01% |
| Q3 2024 | $508.1M | $455.2M | $416.7M | $50.4M | $4.9M | 1.28% | 3.63% | 0.02% |
Loan mix (Q2 2026): real estate $388.4M · commercial $76.8M · consumer $5.4M · securities $5.0M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Riverstone Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.95% | 1.28% | 86th | |
Return on equity Annualized net income ÷ equity or net worth | 20.3% | 12.4% | 88th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.35% | 3.89% | 76th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 55.8% | 61.2% | 34th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Riverstone Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Riverstone Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Riverstone Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Riverstone Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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