| Metric | Dundee Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +23.9% | +4.9% | +19.0 pts |
| Deposit growth (YoY) | +26.7% | +4.3% | +22.3 pts |
| Loan growth (YoY) | +23.2% | +5.3% | +17.8 pts |
| ROA | 2.14% | 1.28% | +0.9 pts |
| ROE | 24.1% | 12.4% | +11.6 pts |
ROA ranks in the 90th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $975.6M | $846.9M | $847.8M | $88.6M | $10.0M | 2.14% | 3.74% | 0.02% |
| Q1 2026 | $922.4M | $819.8M | $801.5M | $85.4M | $4.8M | 2.09% | 3.65% | 0.04% |
| Q4 2025 | $903.2M | $735.3M | $784.4M | $74.6M | $15.5M | 1.93% | 3.78% | 0.02% |
| Q3 2025 | $841.2M | $706.2M | $734.9M | $72.2M | $10.7M | 1.84% | 3.74% | 0.04% |
| Q2 2025 | $787.4M | $668.6M | $688.3M | $69.0M | $6.3M | 1.68% | 3.65% | 0.02% |
| Q1 2025 | $764.4M | $653.1M | $665.6M | $62.6M | $2.7M | 1.45% | 3.53% | 0.03% |
| Q4 2024 | $705.9M | $635.6M | $610.9M | $59.7M | $6.6M | 1.01% | 3.14% | 0.06% |
| Q3 2024 | $682.4M | $586.4M | $583.3M | $60.5M | $4.4M | 0.91% | 3.04% | 0.07% |
Loan mix (Q2 2026): real estate $726.0M · commercial $131.9M · consumer $314K · securities $89.0M
| Ratio | Dundee Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.14% | 1.28% | 90th | |
Return on equity Annualized net income ÷ equity or net worth | 24.1% | 12.4% | 96th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.74% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 40.4% | 61.2% | 5th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Dundee Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Dundee Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Dundee Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Dundee Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.