Priority Bank
Total assets
$153.4M
▲ +9.6% YoY
Deposits
$129.4M
▲ +19.7% YoY
Loans
$115.2M
▲ +10.0% YoY
Offices
3
PRIORITY ONE HOLDING CO
ROA (annualized)
1.67%
peers 1.24%
ROE (annualized)
15.85%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Priority Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +9.6% | +4.4% | +5.3 pts |
| Deposit growth (YoY) | +19.7% | +4.0% | +15.8 pts |
| Loan growth (YoY) | +10.0% | +5.6% | +4.4 pts |
| ROA | 1.67% | 1.24% | +0.4 pts |
| ROE | 15.8% | 11.9% | +4.0 pts |
ROA ranks in the 75th percentile of its peer group · Q2 2026
Profile
- Established
- 1993
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- PRIORITY ONE HOLDING CO
- Specialization
- Mortgage Lending Specialization
- Address
- 3401 E Mission Blvd, Fayetteville, AR, 72703
- County
- Washington
- Metro area
- Fayetteville-Springdale-Rogers, AR
- Offices
- 3
- FDIC cert #
- 33818
- RSSD ID
- 2059990
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $153.4M | $129.4M | $115.2M | $16.2M | $1.3M | 1.67% | 4.52% | 2.73% |
| Q1 2026 | $150.6M | $126.6M | $112.2M | $16.0M | $698K | 1.87% | 4.57% | 2.15% |
| Q4 2025 | $148.4M | $124.7M | $108.2M | $15.5M | $3.1M | 2.21% | 4.76% | 2.77% |
| Q3 2025 | $155.5M | $131.6M | $111.0M | $15.7M | $2.4M | 2.32% | 4.67% | 2.47% |
| Q2 2025 | $139.9M | $108.1M | $104.7M | $15.4M | $1.5M | 2.30% | 4.60% | 2.61% |
| Q1 2025 | $132.4M | $107.8M | $99.5M | $14.6M | $735K | 2.25% | 4.44% | 3.07% |
| Q4 2024 | $129.0M | $105.4M | $96.4M | $13.8M | $2.3M | 1.96% | 4.62% | 2.70% |
| Q3 2024 | $122.2M | $96.1M | $90.6M | $13.9M | $1.8M | 2.03% | 4.60% | 2.61% |
Loan mix (Q2 2026): real estate $109.6M · commercial $4.8M · consumer $1.3M · securities $26.7M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Priority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.67% | 1.24% | 75th | |
Return on equity Annualized net income ÷ equity or net worth | 15.8% | 11.9% | 73th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.52% | 3.96% | 79th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 69.7% | 62.9% | 68th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Priority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Priority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Priority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Priority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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