Paradise Bank
Total assets
$415.2M
▼ -8.5% YoY
Deposits
$381.2M
▼ -9.1% YoY
Loans
$282.2M
▼ -11.6% YoY
Offices
3
PARADISE BCORP INC
ROA (annualized)
2.22%
peers 1.24%
ROE (annualized)
31.51%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Paradise Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -8.5% | +4.4% | -12.8 pts |
| Deposit growth (YoY) | -9.1% | +4.0% | -13.1 pts |
| Loan growth (YoY) | -11.6% | +5.6% | -17.2 pts |
| ROA | 2.22% | 1.24% | +1.0 pts |
| ROE | 31.5% | 11.9% | +19.6 pts |
ROA ranks in the 92nd percentile of its peer group · Q2 2026
Profile
- Established
- 2005
- Charter
- State
- Primary regulator
- FED
- Holding company
- PARADISE BCORP INC
- Specialization
- Commercial Lending Specialization
- Address
- 3800 N Federal Hwy, Boca Raton, FL, 33431
- County
- Palm Beach
- Metro area
- Miami-Fort Lauderdale-Pompano Beach, FL
- Offices
- 3
- FDIC cert #
- 58030
- RSSD ID
- 3368635
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $415.2M | $381.2M | $282.2M | $30.6M | $4.8M | 2.22% | 5.02% | 0.04% |
| Q1 2026 | $444.9M | $413.1M | $298.8M | $28.8M | $2.2M | 1.98% | 4.89% | 0.06% |
| Q4 2025 | $435.1M | $400.5M | $308.3M | $32.0M | $11.1M | 2.55% | 5.38% | 0.19% |
| Q3 2025 | $439.4M | $402.2M | $314.5M | $31.9M | $9.2M | 2.80% | 5.40% | 0.08% |
| Q2 2025 | $453.6M | $419.5M | $319.2M | $29.7M | $6.0M | 2.73% | 5.38% | 0.16% |
| Q1 2025 | $446.9M | $405.7M | $321.6M | $28.6M | $3.1M | 2.86% | 5.42% | 0.24% |
| Q4 2024 | $413.0M | $381.5M | $292.1M | $28.8M | $12.0M | 3.07% | 5.92% | 0.22% |
| Q3 2024 | $468.6M | $426.8M | $298.8M | $29.7M | $8.5M | 2.94% | 6.02% | 0.00% |
Loan mix (Q2 2026): real estate $258.7M · commercial $26.8M · consumer $648K · securities $41.9M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Paradise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.22% | 1.24% | 92th | |
Return on equity Annualized net income ÷ equity or net worth | 31.5% | 11.9% | 99th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.02% | 3.96% | 92th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.8% | 62.9% | 38th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Paradise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Paradise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Paradise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Paradise Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Edison National BankFort Myers, FL · $453.7M
- BankFloridaDade City, FL · $459.5M
- Astra BankScandia, KS · $423.3M
- River City BankRome, GA · $423.4M
- Heritage Bank of the OzarksLebanon, MO · $424.0M
- First State BankBuxton, ND · $424.2M
Selling to Paradise Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.