NEXTIER BANK, NATIONAL ASSOCIATION
Total assets
$2.93B
▲ +3.8% YoY
Deposits
$2.54B
▲ +4.3% YoY
Loans
$2.18B
▲ +2.1% YoY
Offices
34
NEXTIER INC
ROA (annualized)
1.38%
peers 1.26%
ROE (annualized)
13.27%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.8% | +5.5% | -1.7 pts |
| Deposit growth (YoY) | +4.3% | +5.1% | -0.7 pts |
| Loan growth (YoY) | +2.1% | +5.9% | -3.8 pts |
| ROA | 1.38% | 1.26% | +0.1 pts |
| ROE | 13.3% | 12.2% | +1.1 pts |
ROA ranks in the 61st percentile of its peer group · Q2 2026
Profile
- Established
- 1897
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- NEXTIER INC
- Specialization
- Commercial Lending Specialization
- Address
- 222 Market St, Kittanning, PA, 16201
- County
- Armstrong
- Metro area
- Pittsburgh, PA
- Offices
- 34
- FDIC cert #
- 7900
- RSSD ID
- 18827
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.93B | $2.54B | $2.18B | $311.7M | $20.1M | 1.38% | 3.69% | 1.13% |
| Q1 2026 | $2.85B | $2.48B | $2.17B | $301.4M | $9.2M | 1.27% | 3.60% | 1.21% |
| Q4 2025 | $2.93B | $2.54B | $2.16B | $294.8M | $40.5M | 1.41% | 3.57% | 0.95% |
| Q3 2025 | $2.93B | $2.54B | $2.16B | $297.4M | $29.7M | 1.38% | 3.54% | 1.00% |
| Q2 2025 | $2.82B | $2.44B | $2.14B | $286.0M | $18.8M | 1.32% | 3.53% | 0.82% |
| Q1 2025 | $2.84B | $2.47B | $2.09B | $278.1M | $8.7M | 1.22% | 3.44% | 0.74% |
| Q4 2024 | $2.88B | $2.52B | $2.08B | $267.3M | $26.9M | 1.01% | 3.31% | 0.69% |
| Q3 2024 | $2.80B | $2.43B | $2.08B | $266.8M | $18.0M | 0.92% | 3.28% | 0.81% |
Loan mix (Q2 2026): real estate $1.72B · commercial $179.5M · consumer $250.9M · securities $380.6M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.38% | 1.26% | 61th | |
Return on equity Annualized net income ÷ equity or net worth | 13.3% | 12.2% | 59th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.69% | 3.70% | 49th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.2% | 59.0% | 21th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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