| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.2% | +4.4% | +1.9 pts |
| Deposit growth (YoY) | +7.0% | +4.0% | +3.0 pts |
| Loan growth (YoY) | +9.3% | +5.6% | +3.7 pts |
| ROA | 0.79% | 1.24% | -0.4 pts |
| ROE | 9.5% | 11.9% | -2.4 pts |
ROA ranks in the 25th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $276.5M | $239.3M | $189.4M | $23.8M | $1.1M | 0.79% | 3.65% | 2.02% |
| Q1 2026 | $285.5M | $246.9M | $182.0M | $22.8M | $565K | 0.82% | 3.55% | 1.74% |
| Q4 2025 | $265.4M | $226.4M | $180.9M | $22.9M | $1.8M | 0.68% | 3.33% | 1.17% |
| Q3 2025 | $270.1M | $232.0M | $175.3M | $22.0M | $1.3M | 0.66% | 3.21% | 1.31% |
| Q2 2025 | $260.3M | $223.8M | $173.3M | $20.5M | $835K | 0.63% | 3.15% | 1.30% |
| Q1 2025 | $266.3M | $229.5M | $172.4M | $20.8M | $393K | 0.59% | 3.12% | 1.17% |
| Q4 2024 | $268.2M | $230.9M | $175.9M | $20.9M | $1.3M | 0.53% | 2.95% | 1.18% |
| Q3 2024 | $256.9M | $218.5M | $172.1M | $21.9M | $856K | 0.46% | 2.87% | 1.38% |
Loan mix (Q2 2026): real estate $150.0M · commercial $26.1M · consumer $1.3M · securities $57.0M
| Ratio | Logansport Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.79% | 1.24% | 25th | |
Return on equity Annualized net income ÷ equity or net worth | 9.5% | 11.9% | 34th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.65% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 77.4% | 62.9% | 82th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Logansport Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Logansport Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Logansport Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Logansport Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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