Security Federal Savings Bank
Total assets
$464.4M
▲ +7.2% YoY
Deposits
$400.4M
▲ +7.7% YoY
Loans
$386.4M
▲ +14.2% YoY
Offices
8
SECURITY FEDERAL MUTUAL BCORP
ROA (annualized)
0.73%
peers 1.24%
ROE (annualized)
7.79%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.2% | +4.4% | +2.9 pts |
| Deposit growth (YoY) | +7.7% | +4.0% | +3.8 pts |
| Loan growth (YoY) | +14.2% | +5.6% | +8.6 pts |
| ROA | 0.73% | 1.24% | -0.5 pts |
| ROE | 7.8% | 11.9% | -4.1 pts |
ROA ranks in the 21st percentile of its peer group · Q2 2026
Profile
- Established
- 1934
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- SECURITY FEDERAL MUTUAL BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 314 4th St, Logansport, IN, 46947
- County
- Cass
- Metro area
- Logansport, IN
- Offices
- 8
- FDIC cert #
- 28894
- RSSD ID
- 32971
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $464.4M | $400.4M | $386.4M | $47.4M | $1.7M | 0.73% | 3.72% | 0.27% |
| Q1 2026 | $452.9M | $387.9M | $375.3M | $41.1M | $915K | 0.80% | 3.66% | 0.27% |
| Q4 2025 | $458.1M | $393.7M | $375.5M | $40.5M | $1.9M | 0.44% | 3.50% | 0.22% |
| Q3 2025 | $444.5M | $381.6M | $357.8M | $39.2M | $1.1M | 0.36% | 3.45% | 0.31% |
| Q2 2025 | $433.0M | $371.8M | $338.5M | $38.0M | $535K | 0.25% | 3.48% | 0.26% |
| Q1 2025 | $426.1M | $372.9M | $329.1M | $37.6M | $182K | 0.17% | 3.26% | 0.23% |
| Q4 2024 | $411.3M | $355.6M | $323.9M | $37.4M | $1.4M | 0.37% | 3.36% | 0.17% |
| Q3 2024 | $386.3M | $330.9M | $311.7M | $37.9M | $1.2M | 0.40% | 3.35% | 0.22% |
Loan mix (Q2 2026): real estate $363.1M · commercial $15.3M · consumer $2.7M · securities $28.0M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.73% | 1.24% | 21th | |
Return on equity Annualized net income ÷ equity or net worth | 7.8% | 11.9% | 26th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.72% | 3.96% | 37th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.6% | 62.9% | 77th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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