| Metric | Eagle Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.9% | +4.4% | -2.5 pts |
| Deposit growth (YoY) | -0.5% | +4.0% | -4.4 pts |
| Loan growth (YoY) | +9.4% | +5.6% | +3.8 pts |
| ROA | 2.29% | 1.24% | +1.0 pts |
| ROE | 21.0% | 11.9% | +9.1 pts |
ROA ranks in the 93rd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $179.5M | $157.7M | $95.7M | $20.6M | $2.1M | 2.29% | 5.17% | 0.00% |
| Q1 2026 | $177.9M | $156.1M | $86.5M | $20.5M | $1.0M | 2.25% | 5.25% | 0.00% |
| Q4 2025 | $194.0M | $174.2M | $87.5M | $19.0M | $4.0M | 2.30% | 5.21% | 0.00% |
| Q3 2025 | $172.9M | $154.4M | $86.9M | $17.8M | $2.9M | 2.35% | 5.25% | 0.00% |
| Q2 2025 | $176.3M | $158.5M | $87.5M | $17.1M | $2.0M | 2.46% | 5.19% | 0.00% |
| Q1 2025 | $164.1M | $147.4M | $85.9M | $16.0M | $1.1M | 2.74% | 5.22% | 0.00% |
| Q4 2024 | $152.2M | $137.0M | $88.7M | $14.8M | $3.6M | 2.51% | 4.80% | 0.00% |
| Q3 2024 | $150.7M | $135.0M | $88.7M | $15.0M | $2.6M | 2.41% | 4.65% | 0.00% |
Loan mix (Q2 2026): real estate $68.7M · commercial $25.0M · consumer $2.3M · securities $58.4M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.29% | 1.24% | 93th | |
Return on equity Annualized net income ÷ equity or net worth | 21.0% | 11.9% | 90th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.17% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 38.9% | 62.9% | 3th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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