CharterBench

Eagle Bank

BankStateEverett, MA·Est. 1889·www.bankeagle.com·FDIC #90191Compare ⇄
Total assets
$709.0M
+11.2% YoY
Deposits
$617.8M
+11.7% YoY
Loans
$581.9M
+14.7% YoY
Offices
6
EAGLE BCORP MHC
ROA (annualized)
0.35%
peers 1.28%
ROE (annualized)
3.47%
peers 12.44%

Peer comparison 748 banks with 500M-1B in assets

MetricEagle BankPeer medianΔ
Asset growth (YoY)+11.2%+4.9%+6.2 pts
Deposit growth (YoY)+11.7%+4.3%+7.3 pts
Loan growth (YoY)+14.7%+5.3%+9.3 pts
ROA0.35%1.28%-0.9 pts
ROE3.5%12.4%-9.0 pts

ROA ranks in the 7th percentile of its peer group · Q2 2026

Profile

Established
1889
Charter
State
Primary regulator
FDIC
Holding company
EAGLE BCORP MHC
Specialization
Commercial Lending Specialization
Address
350 Broadway, Everett, MA, 02149
County
Middlesex
Metro area
Boston-Cambridge-Newton, MA-NH
Offices
6
FDIC cert #
90191
RSSD ID
197302
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$709.0M$617.8M$581.9M$70.2M$1.2M0.35%3.47%0.03%
Q1 2026$680.3M$604.7M$556.6M$69.2M$376K0.22%3.47%0.09%
Q4 2025$687.5M$606.2M$545.0M$69.1M$2.4M0.38%3.29%0.10%
Q3 2025$659.6M$581.1M$518.5M$66.6M$1.9M0.39%3.28%0.04%
Q2 2025$637.8M$553.2M$507.4M$65.2M$1.4M0.44%3.25%0.04%
Q1 2025$636.4M$548.6M$507.7M$64.1M$672K0.42%3.17%0.05%
Q4 2024$629.6M$535.4M$502.8M$62.7M$971K0.16%2.74%0.11%
Q3 2024$623.2M$544.5M$493.8M$62.5M$587K0.13%2.64%0.10%

Loan mix (Q2 2026): real estate $518.3M · commercial $68.3M · consumer $214K · securities $70.4M

Ratio pack Q2 2026 · peer medians from 748 institutions

Profitability
RatioEagle BankTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.35%Q3 2024 → Q2 20261.28%
7th
Return on equity
Annualized net income ÷ equity or net worth
3.5%Q3 2024 → Q2 202612.4%
8th
Net interest margin
Interest income − interest expense, ÷ assets
3.47%Q3 2024 → Q2 20263.89%
27th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
84.1%Q3 2024 → Q2 202661.2%
92th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioEagle BankTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioEagle BankTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioEagle BankTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioEagle BankTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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