Connect Bank
Total assets
$123.9M
▲ +0.8% YoY
Deposits
$107.2M
▼ -0.3% YoY
Loans
$80.0M
▲ +3.4% YoY
Offices
5
STAR CITY BANCSHARES INC
ROA (annualized)
2.14%
peers 1.24%
ROE (annualized)
17.27%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Connect Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.8% | +4.4% | -3.6 pts |
| Deposit growth (YoY) | -0.3% | +4.0% | -4.3 pts |
| Loan growth (YoY) | +3.4% | +5.6% | -2.2 pts |
| ROA | 2.14% | 1.24% | +0.9 pts |
| ROE | 17.3% | 11.9% | +5.4 pts |
ROA ranks in the 90th percentile of its peer group · Q2 2026
Profile
- Established
- 1925
- Charter
- State
- Primary regulator
- FED
- Holding company
- STAR CITY BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 116 N Lincoln Ave, Star City, AR, 71667
- County
- Lincoln
- Metro area
- Pine Bluff, AR
- Offices
- 5
- FDIC cert #
- 5634
- RSSD ID
- 126049
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $123.9M | $107.2M | $80.0M | $16.1M | $1.3M | 2.14% | 5.25% | 0.58% |
| Q1 2026 | $128.1M | $112.0M | $77.3M | $15.5M | $640K | 2.03% | 5.17% | 0.03% |
| Q4 2025 | $123.7M | $108.1M | $78.3M | $15.0M | $2.5M | 2.09% | 5.11% | 0.02% |
| Q3 2025 | $122.8M | $106.3M | $76.2M | $15.9M | $1.8M | 2.03% | 5.04% | 0.15% |
| Q2 2025 | $122.9M | $107.5M | $77.4M | $14.8M | $1.2M | 1.94% | 4.92% | 0.04% |
| Q1 2025 | $119.6M | $104.8M | $74.4M | $14.1M | $551K | 1.85% | 4.83% | 0.08% |
| Q4 2024 | $118.5M | $104.4M | $73.0M | $13.3M | $2.6M | 2.17% | 4.89% | 0.14% |
| Q3 2024 | $119.5M | $103.6M | $74.3M | $15.1M | $1.9M | 2.11% | 4.82% | 0.11% |
Loan mix (Q2 2026): real estate $56.8M · commercial $12.9M · consumer $2.3M · securities $28.8M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Connect Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.14% | 1.24% | 90th | |
Return on equity Annualized net income ÷ equity or net worth | 17.3% | 11.9% | 79th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.25% | 3.96% | 95th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.3% | 62.9% | 37th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Connect Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Connect Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Connect Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Connect Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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