Century Bank of Florida
Total assets
$101.1M
▲ +1.0% YoY
Deposits
$87.0M
▼ -0.8% YoY
Loans
$60.6M
▲ +6.8% YoY
Offices
1
CENTURY BANCSHARES OF FL INC
ROA (annualized)
0.50%
peers 1.24%
ROE (annualized)
5.45%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.0% | +4.4% | -3.4 pts |
| Deposit growth (YoY) | -0.8% | +4.0% | -4.8 pts |
| Loan growth (YoY) | +6.8% | +5.6% | +1.2 pts |
| ROA | 0.50% | 1.24% | -0.7 pts |
| ROE | 5.5% | 11.9% | -6.4 pts |
ROA ranks in the 13th percentile of its peer group · Q2 2026
Profile
- Established
- 2000
- Charter
- State
- Primary regulator
- FED
- Holding company
- CENTURY BANCSHARES OF FL INC
- Specialization
- Commercial Lending Specialization
- Address
- 716 W Fletcher Ave, Tampa, FL, 33612
- County
- Hillsborough
- Metro area
- Tampa-St. Petersburg-Clearwater, FL
- Offices
- 1
- FDIC cert #
- 35558
- RSSD ID
- 2939001
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $101.1M | $87.0M | $60.6M | $9.5M | $256K | 0.50% | 4.44% | 0.60% |
| Q1 2026 | $103.6M | $89.8M | $59.4M | $9.3M | $117K | 0.45% | 4.35% | 0.24% |
| Q4 2025 | $104.8M | $90.7M | $61.4M | $9.4M | $736K | 0.73% | 4.52% | 0.25% |
| Q3 2025 | $97.4M | $83.4M | $60.2M | $9.1M | $493K | 0.65% | 4.49% | 0.31% |
| Q2 2025 | $100.1M | $87.7M | $56.7M | $8.7M | $284K | 0.56% | 4.33% | 0.30% |
| Q1 2025 | $105.3M | $93.4M | $57.3M | $8.4M | $130K | 0.51% | 4.25% | 0.05% |
| Q4 2024 | $99.0M | $87.0M | $59.0M | $8.3M | $771K | 0.74% | 4.32% | 0.26% |
| Q3 2024 | $105.6M | $92.3M | $56.0M | $8.5M | $546K | 0.69% | 4.27% | 0.09% |
Loan mix (Q2 2026): real estate $47.2M · commercial $9.4M · consumer $4.9M · securities $13.7M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Century Bank of Florida | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.50% | 1.24% | 13th | |
Return on equity Annualized net income ÷ equity or net worth | 5.5% | 11.9% | 16th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.44% | 3.96% | 75th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 88.5% | 62.9% | 93th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Century Bank of Florida | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Century Bank of Florida | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Century Bank of Florida | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Century Bank of Florida | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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