Big Horn Federal Savings Bank
Total assets
$399.8M
▲ +5.1% YoY
Deposits
$338.4M
▲ +6.1% YoY
Loans
$180.6M
▲ +11.3% YoY
Offices
6
ROA (annualized)
0.95%
peers 1.24%
ROE (annualized)
8.65%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.1% | +4.4% | +0.8 pts |
| Deposit growth (YoY) | +6.1% | +4.0% | +2.1 pts |
| Loan growth (YoY) | +11.3% | +5.6% | +5.7 pts |
| ROA | 0.95% | 1.24% | -0.3 pts |
| ROE | 8.7% | 11.9% | -3.2 pts |
ROA ranks in the 32nd percentile of its peer group · Q2 2026
Profile
- Established
- 1935
- Charter
- OCC
- Primary regulator
- OCC
- Specialization
- All Other Under 1 Billion
- Address
- 33 N 6th St, Greybull, WY, 82426
- County
- Big Horn
- Offices
- 6
- FDIC cert #
- 29637
- RSSD ID
- 521970
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $399.8M | $338.4M | $180.6M | $44.7M | $1.9M | 0.95% | 3.19% | 0.32% |
| Q1 2026 | $402.1M | $336.3M | $174.5M | $43.5M | $784K | 0.79% | 3.02% | 0.12% |
| Q4 2025 | $392.2M | $324.7M | $172.8M | $42.9M | $3.7M | 0.98% | 2.94% | 0.11% |
| Q3 2025 | $393.5M | $329.4M | $167.9M | $41.4M | $2.4M | 0.86% | 2.87% | 0.41% |
| Q2 2025 | $380.3M | $319.0M | $162.3M | $40.3M | $1.6M | 0.86% | 2.80% | 0.12% |
| Q1 2025 | $375.5M | $315.3M | $155.7M | $39.4M | $857K | 0.92% | 2.64% | 0.11% |
| Q4 2024 | $366.6M | $306.0M | $152.0M | $38.2M | $3.0M | 0.84% | 2.66% | 0.13% |
| Q3 2024 | $371.1M | $308.5M | $147.4M | $37.9M | $1.9M | 0.71% | 2.64% | 0.23% |
Loan mix (Q2 2026): real estate $134.3M · commercial $23.7M · consumer $9.7M · securities $168.2M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.95% | 1.24% | 32th | |
Return on equity Annualized net income ÷ equity or net worth | 8.7% | 11.9% | 30th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.19% | 3.96% | 16th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 66.4% | 62.9% | 60th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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