| Metric | Bank of Belle Glade | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -4.8% | +4.4% | -9.1 pts |
| Deposit growth (YoY) | -6.1% | +4.0% | -10.0 pts |
| Loan growth (YoY) | +9.0% | +5.6% | +3.4 pts |
| ROA | 1.06% | 1.24% | -0.2 pts |
| ROE | 12.7% | 11.9% | +0.8 pts |
ROA ranks in the 38th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $160.1M | $145.4M | $68.0M | $13.6M | $839K | 1.06% | 3.39% | 0.00% |
| Q1 2026 | $155.9M | $141.8M | $67.9M | $13.2M | $412K | 1.05% | 3.35% | 0.00% |
| Q4 2025 | $158.8M | $145.5M | $66.1M | $12.8M | $2.0M | 1.28% | 3.55% | 0.00% |
| Q3 2025 | $154.6M | $140.8M | $66.2M | $12.7M | $1.6M | 1.36% | 3.55% | 0.00% |
| Q2 2025 | $168.1M | $154.8M | $62.4M | $12.4M | $1.1M | 1.33% | 3.46% | 0.00% |
| Q1 2025 | $169.8M | $157.3M | $61.1M | $11.6M | $494K | 1.27% | 3.31% | 0.00% |
| Q4 2024 | $142.5M | $131.5M | $62.6M | $10.7M | $1.4M | 1.05% | 3.52% | 0.00% |
| Q3 2024 | $138.7M | $126.8M | $61.0M | $11.2M | $1.0M | 1.04% | 3.43% | 0.20% |
Loan mix (Q2 2026): real estate $64.2M · commercial $3.4M · consumer $821K · securities $31.9M
| Ratio | Bank of Belle Glade | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.06% | 1.24% | 38th | |
Return on equity Annualized net income ÷ equity or net worth | 12.7% | 11.9% | 55th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.39% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.3% | 62.9% | 39th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bank of Belle Glade | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bank of Belle Glade | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bank of Belle Glade | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bank of Belle Glade | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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