| Metric | Bank Hapoalim B.M. | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +15.1% | +5.9% | +9.2 pts |
| Deposit growth (YoY) | +16.1% | +5.7% | +10.4 pts |
| Loan growth (YoY) | +16.4% | +6.9% | +9.4 pts |
| ROA | 0.00% | 1.23% | -1.2 pts |
| ROE | 0.0% | 11.2% | -11.2 pts |
ROA ranks in the 1st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $11.04B | $8.21B | $8.61B | — | — | 0.00% | 0.00% | 0.00% |
| Q1 2026 | $10.61B | $7.64B | $8.16B | — | — | 0.00% | 0.00% | 0.00% |
| Q4 2025 | $10.18B | $7.38B | $7.99B | — | — | 0.00% | 0.00% | 0.00% |
| Q3 2025 | $9.60B | $7.04B | $7.48B | — | — | 0.00% | 0.00% | 0.00% |
| Q2 2025 | $9.59B | $7.06B | $7.40B | — | — | 0.00% | 0.00% | 0.00% |
| Q1 2025 | $9.38B | $7.04B | $7.20B | — | — | 0.00% | 0.00% | 0.00% |
| Q4 2024 | $9.18B | $6.91B | $6.99B | — | — | 0.00% | 0.00% | 0.00% |
| Q3 2024 | $9.48B | $6.82B | $7.18B | — | — | 0.00% | 0.00% | 0.00% |
Loan mix (Q2 2026): real estate $4.87B · commercial $3.53B · consumer — · securities $1.02B
| Ratio | Bank Hapoalim B.M. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.00% | 1.23% | 1st | |
Return on equity Annualized net income ÷ equity or net worth | — | Not enough history yet. | 11.3% | — |
Net interest margin Interest income − interest expense, ÷ assets | 0.00% | 3.55% | 0th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 0.0% |
Peer lists, growth filters, CSV export, CRM push.
| 54.9% |
0th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bank Hapoalim B.M. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bank Hapoalim B.M. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | Bank Hapoalim B.M. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bank Hapoalim B.M. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bank Hapoalim B.M. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2025) · $8.21B branch deposits. Biggest market: New York, NY, ranked 18th with 0.4% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| New York, NY | 1 | $8.21B | 0.43% | 18th |
New York: 33rd with 0.28% · New York-Newark-Jersey City metro: 34th, 0.27% ·
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1 · 2026 1