| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | First Care Federal Credit Union Roanoke, VA | Credit Union | — | $5.8M | 162.71% |
| 2 | Halifax County Community Federal Credit Union South Boston, VA | Credit Union | — | $7.2M | 161.81% |
| 3 | Bristol Va School System Federal Credit Union Bristol, VA | Credit Union | — | $231K | 115.28% |
| 4 | Connects Federal Credit Union Richmond, VA | Credit Union | — | $101.5M | 114.86% |
| 5 | Brunswick County Teachers Federal Credit Union Lawrenceville, VA | Credit Union | — | $469K | 110.31% |
| 6 | Summit Hampton Roads Federal Credit Union Norfolk, VA | Credit Union | — | $8.2M | 109.55% |
| 7 | St. Ann's Arlington Federal Credit Union Arlington, VA | Credit Union | — | $3.1M | 108.49% |
| 8 |
| New Horizon Bank, National Association Powhatan, VA |
| Bank |
| Richmond, VA |
| $359.3M |
| 108.11% |
| 9 | Miners Exchange Bank Coeburn, VA | Bank | Big Stone Gap, VA | $93.5M | 107.75% |
| 10 | Midway Federal Credit Union Berryville, VA | Credit Union | — | $10.0M | 104.99% |
| 11 | Mosaic Federal Credit Union Harrisonburg, VA | Credit Union | — | $9.1M | 103.74% |
| 12 | Commonwealth One Federal Credit Union Alexandria, VA | Credit Union | — | $509.3M | 99.58% |
| 13 | Richmond Heritage Federal Credit Union Richmond, VA | Credit Union | — | $10.5M | 97.25% |
| 14 | Virginia United Methodist Credit Union North Chesterfi, VA | Credit Union | — | $16.6M | 96.50% |
| 15 | Port Of Hampton Roads Ila Federal Credit Union Norfolk, VA | Credit Union | — | $9.1M | 95.90% |
| 16 | Arlington Community Federal Credit Union Arlington, VA | Credit Union | — | $540.7M | 94.43% |
| 17 | Loudoun Credit Union Leesburg, VA | Credit Union | — | $57.6M | 94.32% |
| 18 | Community Bankers' Bank Midlothian, VA | Bank | Richmond, VA | $139.4M | 94.31% |
| 19 | First Baptist Church Of Vienna (VA) Federal Credit Union Vienna, VA | Credit Union | — | $1.0M | 94.01% |
| 20 | Call Federal Credit Union Richmond, VA | Credit Union | — | $570.0M | 93.02% |
| 21 | Infirst Federal Credit Union Alexandria, VA | Credit Union | — | $191.9M | 92.57% |
| 22 | Abnb Federal Credit Union Chesapeake, VA | Credit Union | — | $947.8M | 91.54% |
| 23 | Planters Federal Credit Union Suffolk, VA | Credit Union | — | $2.4M | 91.43% |
| 24 | Integrity Bank for Business Virginia Beach, VA | Bank | Virginia Beach-Norfolk-Newport News, VA-NC | $111.7M | 90.37% |
| 25 | Northern Star Credit Union, Inc. Credit Union Portsmouth, VA | Credit Union | — | $75.2M | 89.67% |
| 26 | N A E Federal Credit Union Chesapeake, VA | Credit Union | — | $126.9M | 89.66% |
| 27 | Spectra Federal Credit Union Alexandria, VA | Credit Union | — | $552.6M | 89.58% |
| 28 | Signature Federal Credit Union Alexandria, VA | Credit Union | — | $406.7M | 89.50% |
| 29 | Blue Ridge Bank, National Association Martinsville, VA | Bank | Martinsville, VA | $2.31B | 88.71% |
| 30 | Hampton Roads Educ Credit Union Inc Credit Union Hampton, VA | Credit Union | — | $46.5M | 87.97% |
| 31 | United States Senate Federal Credit Union Alexandria, VA | Credit Union | — | $1.55B | 87.32% |
| 32 | Highlands Community Bank Covington, VA | Bank | — | $188.9M | 87.10% |
| 33 | Strategic Federal Credit Union Sterling, VA | Credit Union | — | $23.5M | 87.01% |
| 34 | Credit Union Of Richmond Incorporat Credit Union Richmond, VA | Credit Union | — | $65.2M | 86.41% |
| 35 | Topside Federal Credit Union Dahlgren, VA | Credit Union | — | $490.9M | 86.29% |
| 36 | Rva Financial Federal Credit Union Richmond, VA | Credit Union | — | $81.7M | 85.90% |
| 37 | Salem Va Medical Center Federal Credit Union Salem, VA | Credit Union | — | $95.6M | 85.44% |
| 38 | Va Beach Postal Federal Credit Union Virginia Beach, VA | Credit Union | — | $10.4M | 85.06% |
| 39 | Truenergy Federal Credit Union Springfield, VA | Credit Union | — | $129.0M | 84.71% |
| 40 | Baylands Family Credit Union West Point, VA | Credit Union | — | $95.3M | 84.46% |
| 41 | Northwest Federal Credit Union Herndon, VA | Credit Union | — | $4.55B | 84.17% |
| 42 | Patent And Trademark Office Federal Credit Union Alexandria, VA | Credit Union | — | $40.6M | 84.01% |
| 43 | Healthcare Systems Federal Credit Union Falls Church, VA | Credit Union | — | $137.5M | 83.81% |
| 44 | Freedom First Federal Credit Union Roanoke, VA | Credit Union | — | $1.22B | 83.59% |
| 45 | Pfd Firefighters Credit Union Inc. Credit Union Portsmouth, VA | Credit Union | — | $33.8M | 83.49% |
| 46 | Urw Community Federal Credit Union Danville, VA | Credit Union | — | $225.8M | 83.36% |
| 47 | Movement Bank Danville, VA | Bank | Danville, VA | $165.5M | 82.95% |
| 48 | Lynchburg Municipal Employees Federal Credit Union Lynchburg, VA | Credit Union | — | $31.7M | 82.58% |
| 49 | Virginia State University Federal Credit Union South Chesterfi, VA | Credit Union | — | $13.6M | 82.43% |
| 50 | Kemba Roanoke Federal Credit Union Salem, VA | Credit Union | — | $77.2M | 81.57% |