No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $947.8M | $830.5M | $744.0M | $72.4M | $-166K | -0.07% | 3.62% | 0.63% | 75,639 |
| Q4 2025 | $956.9M | $828.9M | $761.3M | $72.5M | $1.0M | 0.11% | 3.55% | 0.76% | 75,628 |
| Q3 2025 | $968.6M | $815.1M | $777.0M | $73.6M | $863K | 0.12% | 3.48% | 0.95% | 76,485 |
| Q2 2025 | $945.9M | $795.1M | $759.8M | $72.9M | $141K | 0.03% | 3.53% | 0.84% | 76,032 |
| Q1 2025 | $896.7M | $796.1M | $691.7M | $72.7M | $20K | 0.01% | 3.67% | 0.82% | 76,520 |
| Q4 2024 | $835.2M | $755.1M | $639.5M | $72.7M | $3.0M | 0.36% | 3.82% | 0.99% | 75,825 |
| Q3 2024 | $845.6M | $765.7M | $649.5M | $73.6M | $2.6M | 0.41% | 3.77% | 0.89% | 76,580 |
| Q2 2024 | $874.6M | $778.6M | $660.7M | $72.5M | $1.6M | 0.35% | 3.60% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.07% | 0.62% | 5th | |
Return on equity Annualized net income ÷ equity or net worth | -0.9% | 5.9% | 4th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.62% | 3.48% |
Peer lists, growth filters, CSV export, CRM push.
| 0.83% |
| 76,272 |
Loan mix (Q1 2026): real estate $403.7M · commercial $115.2M · consumer $220.1M · securities $86.4M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 91.5% | 78.3% | 94th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.