Arlington Community Federal Credit Union
Total assets
$540.7M
▲ +3.2% YoY
Shares & deposits
$494.1M
▲ +5.4% YoY
Loans
$452.4M
▲ +4.8% YoY
Members
25,848
▲ +5.3% YoY
ROA (annualized)
0.19%
peers 0.62%
ROE (annualized)
2.46%
peers 5.92%
Peer comparison 284 credit unions with 500M-1B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.2% | +4.8% | -1.5 pts |
| Share growth (YoY) | +5.4% | +4.3% | +1.1 pts |
| Loan growth (YoY) | +4.8% | +4.3% | +0.5 pts |
| ROA | 0.19% | 0.62% | -0.4 pts |
| ROE | 2.5% | 5.9% | -3.5 pts |
ROA ranks in the 16th percentile of its peer group · Q1 2026
Profile
- Established
- 1951
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- Po Box 40070, Arlington, VA, 22204
- NCUA charter #
- 7573
- RSSD ID
- 219389
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $540.7M | $494.1M | $452.4M | $42.4M | $260K | 0.19% | 3.44% | 0.64% | 25,848 |
| Q4 2025 | $535.7M | $489.2M | $451.3M | $42.1M | $1.4M | 0.25% | 3.37% | 0.38% | 25,469 |
| Q3 2025 | $527.6M | $477.2M | $443.6M | $41.8M | $1.0M | 0.27% | 3.37% | 0.56% | 25,135 |
| Q2 2025 | $529.5M | $474.1M | $445.2M | $41.6M | $799K | 0.30% | 3.27% | 0.65% | 24,867 |
| Q1 2025 | $523.9M | $468.7M | $431.7M | $41.6M | $862K | 0.66% | 3.25% | 0.63% | 24,537 |
| Q4 2024 | $511.7M | $449.2M | $413.6M | $40.8M | $1.5M | 0.29% | 3.32% | 0.64% | 24,187 |
| Q3 2024 | $504.0M | $425.8M | $410.8M | $40.3M | $1.0M | 0.27% | 3.36% | 0.58% | 23,974 |
| Q2 2024 | $501.8M | $428.2M | $416.4M | $40.0M | $727K | 0.29% | 3.35% | 0.59% | 23,943 |
Loan mix (Q1 2026): real estate $318.9M · commercial $13.1M · consumer $119.3M · securities $11.9M
Ratio pack Q1 2026 · peer medians from 284 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.19% | 0.62% | 16th | |
Return on equity Annualized net income ÷ equity or net worth | 2.5% | 5.9% | 19th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.44% | 3.48% | 47th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 94.4% | 78.3% | 96th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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