No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $57.6M | $53.8M | $18.7M | $4.9M | $18K | 0.13% | 3.80% | 0.87% | 5,351 |
| Q4 2025 | $58.2M | $54.5M | $19.5M | $4.8M | $214K | 0.37% | 3.78% | 0.47% | 5,357 |
| Q3 2025 | $60.1M | $56.2M | $20.4M | $4.8M | $164K | 0.36% | 3.62% | 0.64% | 5,351 |
| Q2 2025 | $59.3M | $55.8M | $20.5M | $4.8M | $103K | 0.35% | 3.63% | 0.50% | 5,341 |
| Q1 2025 | $59.4M | $56.0M | $20.4M | $4.7M | $40K | 0.27% | 3.55% | 0.50% | 5,334 |
| Q4 2024 | $56.7M | $53.9M | $21.4M | $4.7M | $-164K | -0.29% | 3.50% | 0.50% | 5,348 |
| Q3 2024 | $55.2M | $51.9M | $21.5M | $4.7M | $-113K | -0.27% | 3.53% | 0.21% | 5,334 |
| Q2 2024 | $56.4M | $53.5M | $21.3M | $4.7M | $-163K | -0.58% | 3.39% | 0.67% |
| Ratio | Loudoun Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.13% | 0.60% | 27th | |
Return on equity Annualized net income ÷ equity or net worth | 1.5% | 4.1% | 31th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.80% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 5,305 |
Loan mix (Q1 2026): real estate $5.3M · commercial $0 · consumer $12.2M · securities $30.7M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 94.3% | 81.5% | 77th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Loudoun Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Loudoun Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Loudoun Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Loudoun Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.