| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | Schofield Federal Credit Union Wahiawa, HI | Credit Union | — | $34.5M | 95.03% |
| 2 | Helco Federal Credit Union Hilo, HI | Credit Union | — | $45.4M | 92.49% |
| 3 | Lokahi Federal Credit Union Honolulu, HI | Credit Union | — | $709.3M | 90.09% |
| 4 | Kahului Federal Credit Union Kahului, HI | Credit Union | — | $79.5M | 89.30% |
| 5 | Kauai Ohana Federal Credit Union Lihue, HI | Credit Union | — | $63.2M | 88.85% |
| 6 | Kauai Federal Credit Union Lihue, HI | Credit Union | — | $197.7M | 88.74% |
| 7 | Hawaiian Electric Employees Federal Credit Union Honolulu, HI | Credit Union | — | $36.0M | 86.30% |
| 8 | Valley Isle Community Federal Credit Union |
| Credit Union |
| — |
| $173.1M |
| 84.43% |
| 9 | Hotel And Travel Industry Federal Credit Union Honolulu, HI | Credit Union | — | $40.2M | 84.00% |
| 10 | Ewa Federal Credit Union Ewa Beach, HI | Credit Union | — | $13.2M | 83.64% |
| 11 | Local Union 1186 IBEW Federal Credit Union Honolulu, HI | Credit Union | — | $12.7M | 82.53% |
| 12 | Big Island Federal Credit Union Hilo, HI | Credit Union | — | $194.1M | 82.21% |
| 13 | Garden Island Federal Credit Union Lihue, HI | Credit Union | — | $125.7M | 81.98% |
| 14 | Hawaii Law Enforcement Federal Credit Union Honolulu, HI | Credit Union | — | $231.4M | 81.51% |
| 15 | Aloha Pacific Federal Credit Union Honolulu, HI | Credit Union | — | $1.53B | 81.44% |
| 16 | CU Hawaii Federal Credit Union Hilo, HI | Credit Union | — | $453.2M | 80.63% |
| 17 | Hawaii Community Federal Credit Union Kailua Kona, HI | Credit Union | — | $805.0M | 80.10% |
| 18 | Hawaiiusa Federal Credit Union Honolulu, HI | Credit Union | — | $2.67B | 78.61% |
| 19 | Finance Factors, Ltd. Honolulu, HI | Bank | Urban Honolulu, HI | $683.7M | 76.34% |
| 20 | Hawaii First Federal Credit Union Kamuela, HI | Credit Union | — | $77.2M | 76.34% |
| 21 | Ko`Olau Federal Credit Union Kailua, HI | Credit Union | — | $104.8M | 75.55% |
| 22 | Waialua Federal Credit Union Waialua, HI | Credit Union | — | $47.6M | 75.50% |
| 23 | Hawaii Schools Federal Credit Union Honolulu, HI | Credit Union | — | $76.7M | 75.10% |
| 24 | Maui Federal Credit Union Kahului, HI | Credit Union | — | $145.0M | 74.43% |
| 25 | Kahuku Federal Credit Union Kahuku, HI | Credit Union | — | $8.0M | 74.25% |
| 26 | Honolulu Fire Department Federal Credit Union Honolulu, HI | Credit Union | — | $85.6M | 74.23% |
| 27 | Hawaii Federal Credit Union Honolulu, HI | Credit Union | — | $105.4M | 74.14% |
| 28 | Hawaii Central Federal Credit Union Honolulu, HI | Credit Union | — | $311.3M | 73.97% |
| 29 | Molokai Community Federal Credit Union Kaunakakai, HI | Credit Union | — | $37.2M | 73.91% |
| 30 | Hawaii National Bank Honolulu, HI | Bank | Urban Honolulu, HI | $871.7M | 73.33% |
| 31 | Hamakua Federal Credit Union Pepeekeo, HI | Credit Union | — | $21.9M | 73.19% |
| 32 | Maui County Federal Credit Union Wailuku, HI | Credit Union | — | $479.5M | 73.11% |
| 33 | Hawaiian Financial Federal Credit Union Honolulu, HI | Credit Union | — | $1.11B | 72.66% |
| 34 | Maui Teachers Federal Credit Union Wailuku, HI | Credit Union | — | $36.5M | 71.68% |
| 35 | Hawaii State Federal Credit Union Honolulu, HI | Credit Union | — | $2.88B | 68.32% |
| 36 | Hfs Federal Credit Union Hilo, HI | Credit Union | — | $1.10B | 67.22% |
| 37 | Hawaii County Employees Federal Credit Union Hilo, HI | Credit Union | — | $145.4M | 62.36% |
| 38 | Wailuku Federal Credit Union Kahului, HI | Credit Union | — | $132.1M | 62.05% |
| 39 | American Savings Bank, National Association Honolulu, HI | Bank | Urban Honolulu, HI | $9.05B | 61.00% |
| 40 | Gather Federal Credit Union Lihue, HI | Credit Union | — | $924.0M | 60.19% |
| 41 | Lanai Federal Credit Union Lanai City, HI | Credit Union | — | $37.7M | 58.78% |
| 42 | Onomea Federal Credit Union Papaikou, HI | Credit Union | — | $26.8M | 58.41% |
| 43 | Bank of Hawaii Honolulu, HI | Bank | Urban Honolulu, HI | $23.81B | 58.02% |
| 44 | Central Pacific Bank Honolulu, HI | Bank | Urban Honolulu, HI | $7.50B | 57.30% |
| 45 | First Hawaiian Bank Honolulu, HI | Bank | Urban Honolulu, HI | $23.65B | 55.21% |
| 46 | Plumbers & Fitters Local 675 Federal Credit Union Honolulu, HI | Credit Union | — | $2.4M | 50.28% |
| 47 | Pearl Hawaii Federal Credit Union Waipahu, HI | Credit Union | — | $544.0M | 49.43% |
| 48 | Mcbryde Federal Credit Union Eleele, HI | Credit Union | — | $102.3M | 47.00% |