| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | Bank | 1 | $12.64B | 42.87% |
| 2 | Truist Bank | Bank | 15 | $5.14B | 17.44% |
| 3 | State Employees' Credit Union | Credit union | 11 | $1.93B* | 6.56% |
| 4 | First-Citizens Bank & Trust Company | Bank | 12 | $1.77B | 6.00% |
| 5 | Wells Fargo Bank, National Association | Bank | 8 | $1.56B | 5.31% |
| 6 | Bank of America, National Association | Bank | 6 | $1.02B | 3.47% |
| 7 | First Bank | Bank | 9 | $947.5M | 3.22% |
| 8 | First National Bank of Pennsylvania | Bank | 7 | $833.6M | 2.83% |
| 9 | PNC Bank, National Association | Bank | 6 | $553.8M | 1.88% |
| 10 | Corning Federal Credit Union | Credit union | 5 | $529.4M* | 1.80% |
| 21 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $29.47B | 31 | 117 | Live Oak Banking Company | 42.9% | 2,294 |
| 2024 | $24.60B | 27 | 112 | Live Oak Banking Company | 43.9% | 2,268 |
| 2023 | $23.75B | 27 | 110 | Live Oak Banking Company | 41.9% | 2,133 |
| 2022 | $20.13B | 26 | 79 | Live Oak Banking Company | 41.0% | 2,077 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.