| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | Bank | 1 | $14.68B | 47.13% |
| 2 | Truist Bank | Bank | 15 | $4.43B | 14.23% |
| 3 | State Employees' Credit Union | Credit union | 11 | $2.06B* | 6.60% |
| 4 | First-Citizens Bank & Trust Company | Bank | 12 | $1.81B | 5.81% |
| 5 | Wells Fargo Bank, National Association | Bank | 8 | $1.33B | 4.28% |
| 6 | Bank of America, National Association | Bank | 6 | $1.01B | 3.26% |
| 7 | First Bank | Bank | 9 | $932.1M | 2.99% |
| 8 | First National Bank of Pennsylvania | Bank | 7 | $838.4M | 2.69% |
| 9 | Corning Federal Credit Union | Credit union | 6 | $701.4M* | 2.25% |
| 10 | PNC Bank, National Association | Bank | 5 | $575.0M | 1.85% |
| 22 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $31.15B | 32 | 119 | Live Oak Banking Company | 47.1% | 2,561 |
| 2025 | $29.61B | 32 | 118 | Live Oak Banking Company | 42.7% | 2,272 |
| 2024 | $24.71B | 28 | 113 | Live Oak Banking Company | 43.6% | 2,247 |
| 2023 | $23.85B | 28 | 111 | Live Oak Banking Company | 41.8% | 2,116 |
| 2022 | $20.29B | 28 | 81 | Live Oak Banking Company | 40.7% | 2,045 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.