| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank of Central Texas | Bank | 4 | $1.15B | 12.64% |
| 2 | The First National Bank of McGregor | Bank | 6 | $876.8M | 9.59% |
| 3 | Extraco Banks, National Association | Bank | 3 | $694.6M | 7.60% |
| 4 | Central National Bank | Bank | 2 | $669.2M | 7.32% |
| 5 | Alliance Bank Central Texas | Bank | 3 | $659.8M | 7.22% |
| 6 | Community Bank & Trust, Waco, Texas | Bank | 4 | $556.9M | 6.09% |
| 7 | American Bank, National Association | Bank | 4 | $550.4M | 6.02% |
| 8 | Bank of America, National Association | Bank | 2 | $485.0M | 5.31% |
| 9 | Wells Fargo Bank, National Association | Bank | 3 | $373.1M | 4.08% |
| 10 | JPMorgan Chase Bank, National Association | Bank | 3 | $357.6M | 3.91% |
| 30 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $9.14B | 40 | 100 | First National Bank of Central Texas | 12.6% | 612 |
| 2024 | $8.57B | 40 | 99 | First National Bank of Central Texas | 13.5% | 647 |
| 2023 | $8.24B | 38 | 95 | First National Bank of Central Texas | 13.0% | 630 |
| 2022 | $7.74B | 36 | 88 | First National Bank of Central Texas | 14.4% | 672 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.