| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank of Central Texas | Bank | 4 | $1.29B | 12.67% |
| 2 | The First National Bank of McGregor | Bank | 6 | $949.6M | 9.32% |
| 3 | Alliance Bank Central Texas | Bank | 3 | $749.5M | 7.36% |
| 4 | Central National Bank | Bank | 2 | $742.0M | 7.29% |
| 5 | Extraco Banks, National Association | Bank | 3 | $663.5M | 6.51% |
| 6 | Community Bank & Trust, Waco, Texas | Bank | 4 | $562.6M | 5.52% |
| 7 | American Bank, National Association | Bank | 4 | $557.1M | 5.47% |
| 8 | Bank of America, National Association | Bank | 2 | $467.7M | 4.59% |
| 9 | The Huntington National Bank | Bank | 7 | $405.5M | 3.98% |
| 10 | Wells Fargo Bank, National Association | Bank | 3 | $395.1M | 3.88% |
| 38 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $10.18B | 48 | 115 | First National Bank of Central Texas | 12.7% | 584 |
| 2025 | $9.66B | 42 | 107 | First National Bank of Central Texas | 12.0% | 563 |
| 2024 | $9.42B | 43 | 108 | First National Bank of Central Texas | 12.3% | 564 |
| 2023 | $9.07B | 41 | 105 | First National Bank of Central Texas | 11.8% | 549 |
| 2022 | $8.59B | 39 | 97 | First National Bank of Central Texas | 12.9% | 585 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.