| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Truist Bank | Bank | 14 | $2.83B | 23.16% |
| 2 | Virginia Federal Credit Union | Credit union | 12 | $1.75B* | 14.30% |
| 3 | Wells Fargo Bank, National Association | Bank | 6 | $1.51B | 12.34% |
| 4 | Atlantic Union Bank | Bank | 10 | $1.01B | 8.29% |
| 5 | Pinnacle Bank | Bank | 7 | $887.7M | 7.26% |
| 6 | Bank of Botetourt | Bank | 11 | $659.3M | 5.39% |
| 7 | Freedom First Federal Credit Union | Credit union | 9 | $601.7M* | 4.92% |
| 8 | Carter Bank & Trust | Bank | 9 | $557.0M | 4.56% |
| 9 | First-Citizens Bank & Trust Company | Bank | 6 | $516.1M | 4.22% |
| 10 | HomeTrust Bank | Bank | 6 | $339.8M | 2.78% |
| 19 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $12.22B | 29 | 133 | Truist Bank | 23.2% | 1,132 |
| 2025 | $11.84B | 28 | 138 | Truist Bank | 20.5% | 1,077 |
| 2024 | $10.68B | 27 | 128 | Truist Bank | 24.8% | 1,201 |
| 2023 | $10.23B | 27 | 133 | Truist Bank | 27.6% | 1,346 |
| 2022 | $10.95B | 25 | 129 | Truist Bank | 28.5% | 1,441 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.