| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Truist Bank | Bank | 4 | $659.4M | 23.15% |
| 2 | Wells Fargo Bank, National Association | Bank | 3 | $420.8M | 14.77% |
| 3 | Bank of America, National Association | Bank | 1 | $344.3M | 12.09% |
| 4 | Bank of the James | Bank | 5 | $338.4M | 11.88% |
| 5 | Virginia Federal Credit Union | Credit union | 2 | $291.2M* | 10.22% |
| 6 | Freedom First Federal Credit Union | Credit union | 2 | $133.7M* | 4.69% |
| 7 | Carter Bank & Trust | Bank | 2 | $110.9M | 3.89% |
| 8 | Select Bank | Bank | 2 | $105.5M | 3.70% |
| 9 | Beacon Credit Union, Incorporated Credit Union | Credit union | 3 | $93.3M* | 3.27% |
| 10 | First National Bank | Bank | 3 | $64.2M | 2.25% |
| 11 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.85B | 21 | 39 | Truist Bank | 23.1% | 1,225 |
| 2025 | $2.83B | 22 | 40 | Truist Bank | 23.1% | 1,224 |
| 2024 | $2.84B | 19 | 33 | Truist Bank | 27.8% | 1,595 |
| 2023 | $2.83B | 19 | 34 | Truist Bank | 30.3% | 1,842 |
| 2022 | $3.03B | 18 | 33 | Truist Bank | 30.6% | 2,028 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.