| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers & Merchants Bank | Bank | 4 | $626.4M | 33.31% |
| 2 | Merck Employees Federal Credit Union | Credit union | 1 | $422.1M* | 22.44% |
| 3 | Park View Federal Credit Union | Credit union | 4 | $221.6M* | 11.79% |
| 4 | Truist Bank | Bank | 2 | $196.6M | 10.45% |
| 5 | Pendleton Community Bank, Inc. | Bank | 2 | $95.1M | 5.06% |
| 6 | United Bank | Bank | 3 | $94.6M | 5.03% |
| 7 | The First Bank and Trust Company | Bank | 1 | $93.4M | 4.97% |
| 8 | Atlantic Union Bank | Bank | 1 | $60.3M | 3.21% |
| 9 | First Bank | Bank | 1 | $46.1M | 2.45% |
| 10 | Burke & Herbert Bank & Trust Company | Bank | 1 | $24.3M | 1.29% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.88B | 10 | 20 | Farmers & Merchants Bank | 33.3% | 1,955 |
| 2024 | $1.82B | 10 | 21 | Farmers & Merchants Bank | 33.1% | 1,816 |
| 2023 | $1.75B | 10 | 21 | Farmers & Merchants Bank | 33.5% | 1,847 |
| 2022 | $1.78B | 10 | 22 | Farmers & Merchants Bank | 33.0% | 1,799 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.