Park View Federal Credit Union
Total assets
$406.5M
▲ +1.8% YoY
Shares & deposits
$338.3M
▲ +1.8% YoY
Loans
$311.3M
▲ +3.2% YoY
Members
14,469
▲ +3.9% YoY
ROA (annualized)
0.87%
peers 0.69%
ROE (annualized)
8.67%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.8% | +3.9% | -2.1 pts |
| Share growth (YoY) | +1.8% | +3.3% | -1.5 pts |
| Loan growth (YoY) | +3.2% | +2.9% | +0.3 pts |
| ROA | 0.87% | 0.69% | +0.2 pts |
| ROE | 8.7% | 5.9% | +2.7 pts |
ROA ranks in the 62nd percentile of its peer group · Q1 2026
Profile
- Established
- 1969
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 1675 Virginia Ave, Harrisonburg, VA, 22802
- NCUA charter #
- 19541
- RSSD ID
- 297181
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $406.5M | $338.3M | $311.3M | $40.9M | $887K | 0.87% | 3.15% | 0.03% | 14,469 |
| Q4 2025 | $404.7M | $336.6M | $308.1M | $40.0M | $3.9M | 0.97% | 3.06% | 0.12% | 14,384 |
| Q3 2025 | $389.6M | $324.2M | $306.2M | $38.8M | $2.8M | 0.94% | 3.13% | 0.07% | 14,221 |
| Q2 2025 | $396.9M | $332.4M | $301.1M | $37.7M | $1.6M | 0.81% | 2.99% | 0.03% | 14,089 |
| Q1 2025 | $399.4M | $332.2M | $301.7M | $36.7M | $650K | 0.65% | 2.86% | 0.03% | 13,930 |
| Q4 2024 | $385.8M | $319.0M | $307.8M | $36.1M | $3.1M | 0.79% | 2.92% | 0.05% | 13,748 |
| Q3 2024 | $379.1M | $311.1M | $314.7M | $35.2M | $2.1M | 0.75% | 2.93% | 0.07% | 13,619 |
| Q2 2024 | $374.9M | $306.8M | $319.0M | $34.3M | $1.3M | 0.69% | 2.90% | 0.05% | 13,489 |
Loan mix (Q1 2026): real estate $204.4M · commercial $69.5M · consumer $29.9M · securities $31.8M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.87% | 0.69% | 62th | |
Return on equity Annualized net income ÷ equity or net worth | 8.7% | 5.9% | 73th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.15% | 3.62% | 22th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 78.8% | 78.7% | 50th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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