| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Carter Bank & Trust | Bank | 5 | $321.4M | 51.71% |
| 2 | Valleystar Credit Union | Credit union | 2 | $128.6M* | 20.69% |
| 3 | First Horizon Bank | Bank | 1 | $58.3M | 9.39% |
| 4 | Truist Bank | Bank | 1 | $54.9M | 8.83% |
| 5 | Atlantic Union Bank | Bank | 1 | $30.4M | 4.89% |
| 6 | Urw Community Federal Credit Union | Credit union | 1 | $17.4M* | 2.80% |
| 7 | Woodforest National Bank | Bank | 1 | $10.5M | 1.69% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $621.5M | 7 | 12 | Carter Bank & Trust | 51.7% | 3,303 |
| 2024 | $765.1M | 8 | 13 | Carter Bank & Trust | 38.9% | 2,269 |
| 2023 | $656.3M | 8 | 13 | Carter Bank & Trust | 42.5% | 2,482 |
| 2022 | $743.1M | 9 | 15 | Carter Bank & Trust | 38.5% | 2,114 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.