| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Carter Bank & Trust | Bank | 5 | $334.1M | 52.53% |
| 2 | Valleystar Credit Union | Credit union | 2 | $116.0M* | 18.24% |
| 3 | Truist Bank | Bank | 1 | $60.2M | 9.46% |
| 4 | First Horizon Bank | Bank | 1 | $54.7M | 8.60% |
| 5 | Atlantic Union Bank | Bank | 1 | $32.0M | 5.03% |
| 6 | Urw Community Federal Credit Union | Credit union | 1 | $26.9M* | 4.23% |
| 7 | Woodforest National Bank | Bank | 1 | $12.1M | 1.91% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $636.0M | 7 | 12 | Carter Bank & Trust | 52.5% | 3,302 |
| 2025 | $621.5M | 7 | 12 | Carter Bank & Trust | 51.7% | 3,303 |
| 2024 | $765.1M | 8 | 13 | Carter Bank & Trust | 38.9% | 2,269 |
| 2023 | $771.7M | 9 | 14 | Carter Bank & Trust | 36.2% | 2,019 |
| 2022 | $856.6M | 10 | 16 | Carter Bank & Trust | 33.4% | 1,766 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.