| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Benchmark Community Bank | Bank | 2 | $210.5M | 23.96% |
| 2 | Wells Fargo Bank, National Association | Bank | 1 | $193.8M | 22.05% |
| 3 | Carter Bank & Trust | Bank | 2 | $178.4M | 20.30% |
| 4 | Truist Bank | Bank | 1 | $105.5M | 12.01% |
| 5 | Atlantic Union Bank | Bank | 1 | $78.9M | 8.98% |
| 6 | First Horizon Bank | Bank | 1 | $56.8M | 6.46% |
| 7 | Urw Community Federal Credit Union | Credit union | 1 | $26.9M* | 3.07% |
| 8 | First National Bank | Bank | 1 | $21.1M | 2.40% |
| 9 | Halifax County Community Federal Credit Union | Credit union | 2 | $6.7M* | 0.76% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $878.6M | 9 | 12 | Benchmark Community Bank | 24.0% | 1,755 |
| 2025 | $841.9M | 9 | 13 | Benchmark Community Bank | 23.3% | 1,762 |
| 2024 | $843.4M | 8 | 12 | Wells Fargo Bank, National Association | 21.8% | 1,707 |
| 2023 | $826.6M | 8 | 12 | Wells Fargo Bank, National Association | 22.8% | 1,687 |
| 2022 | $770.6M | 8 | 12 | Benchmark Community Bank | 21.5% | 1,657 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.