| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The National Bank of Middlebury | Bank | 5 | $462.8M | 42.75% |
| 2 | Vermont Federal Credit Union | Credit union | 2 | $221.2M* | 20.43% |
| 3 | Manufacturers and Traders Trust Company | Bank | 3 | $103.5M | 9.56% |
| 4 | The First National Bank of Orwell | Bank | 2 | $77.3M | 7.14% |
| 5 | Community Bank, National Association | Bank | 2 | $71.7M | 6.62% |
| 6 | Citizens Bank, National Association | Bank | 1 | $62.6M | 5.78% |
| 7 | KeyBank National Association | Bank | 1 | $52.8M | 4.88% |
| 8 | One Credit Union | Credit union | 1 | $30.8M* | 2.84% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.08B | 8 | 17 | The National Bank of Middlebury | 42.8% | 2,496 |
| 2024 | $1.02B | 8 | 17 | The National Bank of Middlebury | 42.6% | 2,440 |
| 2023 | $1.09B | 8 | 17 | The National Bank of Middlebury | 39.4% | 2,357 |
| 2022 | $1.14B | 8 | 17 | The National Bank of Middlebury | 37.5% | 2,247 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.