| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The National Bank of Middlebury | Bank | 5 | $446.1M | 41.32% |
| 2 | Vermont Federal Credit Union | Credit union | 2 | $225.0M* | 20.83% |
| 3 | Manufacturers and Traders Trust Company | Bank | 2 | $104.9M | 9.71% |
| 4 | The First National Bank of Orwell | Bank | 2 | $80.5M | 7.46% |
| 5 | Community Bank, National Association | Bank | 2 | $73.5M | 6.81% |
| 6 | Citizens Bank, National Association | Bank | 1 | $65.9M | 6.10% |
| 7 | KeyBank National Association | Bank | 1 | $53.1M | 4.92% |
| 8 | One Credit Union | Credit union | 1 | $30.7M* | 2.84% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.08B | 8 | 16 | The National Bank of Middlebury | 41.3% | 2,407 |
| 2025 | $1.08B | 8 | 17 | The National Bank of Middlebury | 42.8% | 2,496 |
| 2024 | $1.02B | 8 | 17 | The National Bank of Middlebury | 42.6% | 2,440 |
| 2023 | $1.09B | 8 | 17 | The National Bank of Middlebury | 39.3% | 2,357 |
| 2022 | $1.15B | 8 | 17 | The National Bank of Middlebury | 37.4% | 2,246 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.