| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank of Central Texas | Bank | 4 | $1.29B | 13.58% |
| 2 | The First National Bank of McGregor | Bank | 6 | $949.6M | 9.99% |
| 3 | Alliance Bank Central Texas | Bank | 3 | $749.5M | 7.89% |
| 4 | Central National Bank | Bank | 2 | $742.0M | 7.81% |
| 5 | Extraco Banks, National Association | Bank | 3 | $663.5M | 6.98% |
| 6 | Community Bank & Trust, Waco, Texas | Bank | 4 | $562.6M | 5.92% |
| 7 | American Bank, National Association | Bank | 4 | $557.1M | 5.86% |
| 8 | Bank of America, National Association | Bank | 2 | $467.7M | 4.92% |
| 9 | Wells Fargo Bank, National Association | Bank | 3 | $395.1M | 4.16% |
| 10 | JPMorgan Chase Bank, National Association | Bank | 3 | $389.3M | 4.10% |
| 33 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $9.50B | 43 | 98 | First National Bank of Central Texas | 13.6% | 654 |
| 2025 | $8.94B | 38 | 91 | First National Bank of Central Texas | 12.9% | 638 |
| 2024 | $8.72B | 38 | 91 | First National Bank of Central Texas | 13.2% | 638 |
| 2023 | $8.39B | 36 | 87 | First National Bank of Central Texas | 12.8% | 622 |
| 2022 | $8.27B | 36 | 88 | First National Bank of Central Texas | 13.4% | 620 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.