| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank of Central Texas | Bank | 4 | $1.15B | 13.47% |
| 2 | The First National Bank of McGregor | Bank | 6 | $876.8M | 10.22% |
| 3 | Extraco Banks, National Association | Bank | 3 | $694.6M | 8.10% |
| 4 | Central National Bank | Bank | 2 | $669.2M | 7.80% |
| 5 | Alliance Bank Central Texas | Bank | 3 | $659.8M | 7.69% |
| 6 | Community Bank & Trust, Waco, Texas | Bank | 4 | $556.9M | 6.49% |
| 7 | American Bank, National Association | Bank | 4 | $550.4M | 6.42% |
| 8 | Bank of America, National Association | Bank | 2 | $485.0M | 5.66% |
| 9 | Wells Fargo Bank, National Association | Bank | 3 | $373.1M | 4.35% |
| 10 | JPMorgan Chase Bank, National Association | Bank | 3 | $357.6M | 4.17% |
| 26 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $8.58B | 36 | 86 | First National Bank of Central Texas | 13.5% | 683 |
| 2024 | $8.03B | 35 | 84 | First National Bank of Central Texas | 14.4% | 725 |
| 2023 | $7.71B | 33 | 80 | First National Bank of Central Texas | 13.9% | 706 |
| 2022 | $7.49B | 33 | 81 | First National Bank of Central Texas | 14.8% | 711 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.