| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Incommons Bank, N.A. | Bank | 2 | $127.9M | 36.12% |
| 2 | Farmers State Bank | Bank | 3 | $118.3M | 33.42% |
| 3 | VeraBank, National Association | Bank | 1 | $32.4M | 9.14% |
| 4 | Centex Citizens Credit Union | Credit union | 1 | $30.4M* | 8.60% |
| 5 | PNC Bank, National Association | Bank | 1 | $28.7M | 8.12% |
| 6 | Woodforest National Bank | Bank | 1 | $16.3M | 4.61% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $354.1M | 6 | 9 | Incommons Bank, N.A. | 36.1% | 2,666 |
| 2024 | $341.4M | 6 | 9 | Incommons Bank, N.A. | 37.2% | 2,748 |
| 2023 | $341.6M | 6 | 9 | Incommons Bank, N.A. | 36.0% | 2,720 |
| 2022 | $324.9M | 6 | 9 | Incommons Bank, N.A. | 34.3% | 2,587 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.