| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Incommons Bank, N.A. | Bank | 2 | $144.2M | 31.80% |
| 2 | Farmers State Bank | Bank | 3 | $125.8M | 27.73% |
| 3 | The Huntington National Bank | Bank | 1 | $71.6M | 15.80% |
| 4 | VeraBank, National Association | Bank | 1 | $33.3M | 7.34% |
| 5 | Centex Citizens Credit Union | Credit union | 1 | $32.6M* | 7.18% |
| 6 | PNC Bank, National Association | Bank | 1 | $28.3M | 6.25% |
| 7 | Woodforest National Bank | Bank | 1 | $17.7M | 3.91% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $453.5M | 7 | 10 | Incommons Bank, N.A. | 31.8% | 2,190 |
| 2025 | $454.6M | 7 | 10 | Incommons Bank, N.A. | 28.1% | 2,107 |
| 2024 | $463.6M | 7 | 10 | Incommons Bank, N.A. | 27.4% | 2,185 |
| 2023 | $453.3M | 7 | 10 | Incommons Bank, N.A. | 27.1% | 2,150 |
| 2022 | $481.9M | 7 | 10 | Citizens State Bank | 32.5% | 2,235 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.