| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Citizens National Bank of Hillsboro | Bank | 2 | $199.4M | 42.08% |
| 2 | First National Bank of Central Texas | Bank | 1 | $111.8M | 23.58% |
| 3 | Wells Fargo Bank, National Association | Bank | 1 | $101.0M | 21.30% |
| 4 | First Central Credit Union | Credit union | 1 | $29.1M* | 6.14% |
| 5 | First Security State Bank | Bank | 1 | $22.7M | 4.78% |
| 6 | First National Bank Texas | Bank | 1 | $10.0M | 2.12% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $473.9M | 6 | 7 | The Citizens National Bank of Hillsboro | 42.1% | 2,845 |
| 2024 | $463.7M | 6 | 7 | The Citizens National Bank of Hillsboro | 43.7% | 2,906 |
| 2023 | $435.9M | 6 | 7 | The Citizens National Bank of Hillsboro | 43.8% | 2,858 |
| 2022 | $465.1M | 6 | 7 | The Citizens National Bank of Hillsboro | 46.3% | 2,995 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.