| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Classic Bank, National Association | Bank | 1 | $93.1M | 33.88% |
| 2 | Members Choice Of Central Texas Federal Credit Union | Credit union | 1 | $60.2M* | 21.92% |
| 3 | The First National Bank of Hughes Springs | Bank | 2 | $44.4M | 16.16% |
| 4 | Incommons Bank, N.A. | Bank | 1 | $34.5M | 12.56% |
| 5 | Citizens State Bank | Bank | 1 | $23.2M | 8.44% |
| 6 | PNC Bank, National Association | Bank | 1 | $19.3M | 7.04% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $274.7M | 6 | 7 | Classic Bank, National Association | 33.9% | 2,168 |
| 2024 | $256.4M | 6 | 7 | Classic Bank, National Association | 31.4% | 2,087 |
| 2023 | $242.3M | 6 | 7 | Classic Bank, National Association | 31.6% | 2,118 |
| 2022 | $247.3M | 6 | 7 | Classic Bank, National Association | 30.6% | 2,063 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.