| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Commercial Bank | Bank | 2 | $138.5M | 32.80% |
| 2 | Ornl Federal Credit Union | Credit union | 1 | $125.7M* | 29.77% |
| 3 | First Century Bank | Bank | 1 | $84.8M | 20.09% |
| 4 | FirstBank | Bank | 1 | $47.8M | 11.33% |
| 5 | New South Credit Union | Credit union | 1 | $25.4M* | 6.01% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $422.1M | 5 | 6 | Commercial Bank | 32.8% | 2,530 |
| 2025 | $402.5M | 5 | 6 | Commercial Bank | 31.4% | 2,487 |
| 2024 | $374.3M | 5 | 6 | Commercial Bank | 34.8% | 2,549 |
| 2023 | $397.4M | 5 | 6 | Ornl Federal Credit Union | 36.1% | 2,629 |
| 2022 | $385.5M | 5 | 6 | Ornl Federal Credit Union | 37.3% | 2,709 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.